12412 W H, Biola, CA 93606 Property Records

Fresno County property record for 12412 W H, Biola, CA 93606

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,872 sqft · built 1955
Lot Size0.298 acres (13,000 sqft)
Owner2 Individual Names on Record
Last Sale$225,000 (Apr 2018)
Tax Bill$3,049 (2025)
Deeds & MortgagesSep 2020 Mortgage
Apr 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN016-282-10

Property Details

APN / Parcel Number

Primary APN016-282-10

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,872 sqft Living Area
1st Floor Area1,872 sqft
Basement Area560 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Construction TypeFrame
Lot Area13,000 sqft (0.298 acres)
Lot Dimensions130 ft deep x 100 ft wide
Garage Area640 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemRefrigeration

Location & Zoning

Street Address4565 N SEVENTH
CityBIOLA
StateCA
Zip93606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOTS 37-40 BLK 47 BIOLA
Legal SubdivisionBIOLA
Legal Block47
Legal Lot Number38
JurisdictionFRESNO CA
Township / Civil DivisionKERMAN
Census Block Group2
Census Block2035
Census Tract4100

Owner

Source: Fresno County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 587, BIOLA, CA 93606-0587
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2020Deed of Trust, Mortgage · FHA Mortgage
CARDINAL FINANCIAL COMPANY LP
Apr 20, 2018Grant Deed, Transfer · FHA Mortgage
ALTERRA HM LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 20, 2018 · Amount on Record
Deed SaleApr 20, 2018 · Amount on Record
Deed Document Number201846875
Prior Transfer DateJan 29, 2018
Prior Transfer Doc0000015673
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRESNO CA
Property Address12412 W H, BIOLA, CA 93606
Transaction TypeMortgage
Record UpdatedAug 5, 2021
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 587, BIOLA, CA 93606-0587

Mortgage

Document Number0000131279
DateSep 25, 2020
Instrument2020-0131279
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

April 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFRESNO CA
Recording DateApr 20, 2018
Property Address12412 W H, BIOLA, CA 93606
Document Number0000046875
Instrument DateMar 14, 2018
Instrument46875
Transaction TypeTransfer
Record UpdatedApr 30, 2018
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$247.50
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address12415 W H ST BIOLA CA 93606, BIOLA, CA 93606

Mortgage

Document Number46876
DateApr 20, 2018
Instrument46876
Lender
NameALTERRA HM LNS
AddressLAS VEGAS, NV 89145
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 19, 2048

Tax Assessment & Valuation

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyFresno County
Unified School DistrictCentral Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$261,124 (+2%) Land $40,617 Building $220,507
2025$3,049.00 (+2.14%) Homeowner's exemption$256,005 (+4.04%) Land $39,821 Building $216,184
2023$2,985.00 (+6.15%) Homeowner's exemption$246,067 Land $38,276 Building $207,791
2022$2,812.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBIOLA COMMUNITY SERVICES DIST
serves 1,427 people · EPA ID CA1010049
Water SourceGroundwater
Last State InspectionJul 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Kerman Telephone
DSL · Fiber, Fixed Wireless in parts of the area
100 / 25
Cal.net
Fixed Wireless
100 / 20

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