Hamilton County property record for 12411 Towne Rd, Carmel, IN 46032
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 8 ba · 12,891 sqft · built 2002 |
| Lot Size | 14.3 acres (623,779 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $37,196 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-09-33-000-003.000-018 |
| Primary APN | 29-09-33-000-003.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 8 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 31 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 12,891 sqft Living Area |
| 1st Floor Area | 4,337 sqft |
| 2nd Floor Area | 2,455 sqft |
| Attic | Attic |
| Attic Area | 3,590 sqft |
| Basement Area | 4,507 sqft |
| Finished Basement | 3,508 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Architectural Style | Other |
| Roof Material | Asphalt |
| Lot Area | 623,779 sqft (14.3 acres) |
| Garage Type | Detached |
| Garage Area | 1,200 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 800 sqft |
|---|---|
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Lean-To | 161 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1709330000003000 |
|---|---|
| Street Address | 12411 TOWNE RD |
| City | CARMEL |
| State | IN |
| Zip | 46032-8762 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | ACREAGE 14.32, SECTION 33, TOWNSHIP 18, RANGE 3 |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 33 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 111009 |
Source: Hamilton County records, as of March 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12411 TOWNE RD, CARMEL, IN 46032-8762 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 18, 2014 |
| Deed Sale | Nov 18, 2014 |
| Prior Sale | May 28, 2009 |
| Deed Document Number | 2014051763 |
| Record Updated | Jun 8, 2026 |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,252,100 (+8.88%) Land $419,100 Building $2,833,000 | $3,252,100 (+8.88%) Land $419,100 Building $2,833,000 | |
| 2024 | $37,196.00 (+3.19%) | $2,986,800 (+2.69%) Land $420,400 Building $2,566,400 | $2,986,800 (+2.69%) Land $420,400 Building $2,566,400 |
| 2023 | $36,047.00 (+18.44%) Homeowner's exemption | $2,908,600 (+21.68%) Land $339,300 Building $2,569,300 | $2,908,600 (+21.68%) Land $339,300 Building $2,569,300 |
| 2022 | $30,436.00 Homeowner's exemption | $2,390,400 Land $336,100 Building $2,054,300 | $2,390,400 Land $336,100 Building $2,054,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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