11570 Towne Rd, Carmel, IN 46032 Property Records

Hamilton County property record for 11570 Towne Rd, Carmel, IN 46032

Property Summary

Property Type	Agricultural Vacant Land
Lot Size	0.989 acres (43,124 sqft)
Owner	2 Individual Names on Record
Tax Bill	$45 (2024)
Deeds & Mortgages	Mar 2022 Line of Credit Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-13-05-016-001.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-05-016-001.000-018`
Alternative APNs	`291305016001000034` `1713050016001000`

Exterior

Lot Area	43,124 sqft (0.989 acres)

Location & Zoning

Account Number	1713050016001000
Old Parcel Number	291305016001000034
Street Address	11570 TOWNE RD
City	CARMEL
State	IN
Zip	46032-8721
Property Category	Agriculture or Farming
Property Type	Vacant Land > Agricultural
Legal Description	ACREAGE .99, SECTION 5, TOWNSHIP 17, RANGE 3, BENTLEY PLAT, LOT A, IRREGULAR SHAPE
Legal Subdivision	BENTLEY
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2033
Census Tract	111010

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11550 TOWNE RD, CARMEL, IN 46032-8721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2022	Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BANK
Apr 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Apr 6, 2020	Deed of Trust, Mortgage HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	11570 TOWNE RD, CARMEL, IN 46032-8721
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013121
Date	Mar 14, 2022
Instrument	2022013121

Lender

Name	FIRST MERCHANTS BANK
Type	Bank
Address	INDIANAPOLIS, IN 46290

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 4, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	11570 TOWNE RD, CARMEL, IN 46032-8721
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017130
Date	Apr 24, 2018
Instrument	2018017130

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	11570 TOWNE RD, CARMEL, IN 46032-8721
Document Number	0000019721
Instrument Date	Apr 6, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11570 TOWNE RD CARMEL IN 46032, CARMEL, IN 46032

Mortgage

Document Number	0000019721
Date	Apr 13, 2020
Instrument	19721

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,100 (+10.53%) Land $2,100	$2,100 (+10.53%) Land $2,100
2024	$45.00 (+18.42%)
2023	$38.00 (+26.67%)	$1,900 (+26.67%) Land $1,900	$1,900 (+26.67%) Land $1,900
2022	$30.00	$1,500 Land $1,500	$1,500 Land $1,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon, Xfinity.

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