1241 Lt Congleton Rd, Wilmington, NC 28409 Property Records

New Hanover County property record for 1241 Lt Congleton Rd, Wilmington, NC 28409

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,652 sqft · built 2021
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$700,000 (Jul 2025)
Tax Bill	$2,677 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Dec 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R07900-003-508-000`

Property Details

APN / Parcel Number

Primary APN	`R07900-003-508-000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,652 sqft Living Area
1st Floor Area	2,068 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Wood
Lot Area	7,841 sqft (0.18 acres)
Terrain	Low
Garage Area	484 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Street Address	1241 LT CONGLETON RD
City	WILMINGTON
State	NC
Zip	28409-4549
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15,RESID
Legal Description	LOT 21 PH 1 SEC 1 CONGLETON
Legal Subdivision	CONGLETON PHASE 1
Legal Block	3
Legal Lot Number	21
Jurisdiction	NEW HANOVER NC
Township / Civil Division	FEDERAL POINT
Census Block Group	1
Census Block	1004
Census Tract	12109

Owner

1241 Lt Congleton Rd is owned by two individuals who bought it in July 2025.

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1241 LIEUTENANT CONGLETON RD, WILMINGTON, NC 28409
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2025	Warranty Deed, Transfer · Conventional Mortgage ALPHA MORTGAGE CORP
Dec 29, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Aug 25, 2022	Intrafamily Transfer, Transfer
Jan 31, 2022	Warranty Deed, Transfer · Conventional Mortgage VANDERBILT MORTGAGE & FINANCE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2025 · Amount on File
Deed Sale	Jul 16, 2025 · Amount on File
Prior Sale	Jan 31, 2022 · Amount on File
Deed Document Number	202518339
Deed Book / Page	6787 / 2492
Prior Transfer Date	Aug 25, 2022
Prior Transfer Doc	00659000675
Record Updated	Oct 29, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Jul 16, 2025
Property Address	1241 LT CONGLETON RD, WILMINGTON, NC 28409-4549
Document Number	00678702492
Book / Page	6787 / 2492
Map Reference	MB 67 PGS 233-235
Instrument Date	Jul 11, 2025
Instrument	2025018339
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1204 CORAL CAY BND, WAKE FOREST, NC 27587-2010

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1241 LIEUTENANT CONGLETON ROAD, WILMINGTON, NC 28409
Investor	Possibly a Property Investor

Mortgage

Document Number	2025018340
Date	Jul 16, 2025
Instrument	2025018340

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	1241 LT CONGLETON RD, WILMINGTON, NC 28409-4549
Transaction Type	Mortgage
Record Updated	Jan 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00668200538
Date	Dec 29, 2023
Book Page	6682/538
Instrument	2023032367

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 26, 2053

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEW HANOVER NC
Recording Date	Aug 25, 2022
Property Address	1241 LT CONGLETON RD, WILMINGTON, NC 28409-4549
Document Number	00659000675
Book / Page	6590 / 675
Map Reference	MB 67 PG 233-235
Instrument Date	Aug 1, 2022
Instrument	2022031002
Transaction Type	Transfer
Record Updated	Nov 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1241 LT CONGLETON RD, 1241, WILMINGTON, NC 28409-4549

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1241 LT CONGLETON RD, WILMINGTON, NC 28409-4549

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Jan 31, 2022
Property Address	1241 LT CONGLETON RD, WILMINGTON, NC 28409-4549
Document Number	00653402367
Book / Page	6534 / 2367
Map Reference	MB 67 PG 233-235
Instrument Date	Dec 1, 2021
Instrument	2022003860
Transaction Type	Transfer
Record Updated	Nov 1, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,052.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 CLAYTON RD, 5000, MARYVILLE, TN 37804-5550

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1241 LT CONGLETON RD, WILMINGTON, NC 28409-4549

Mortgage

Document Number	2022003861
Date	Jan 31, 2022
Instrument	2022003861

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1241 Lt Congleton Rd was $2,677, up 10.9% from the year before.

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$694,000 (-) Land $107,500 Building $586,500	$694,000 (-) Land $107,500 Building $586,500
2025	$2,677.00 (+10.89%)	$694,000 Land $107,500 Building $586,500	$694,000 Land $107,500 Building $586,500
2024	$2,414.00 (+0.17%)
2023	$2,410.00 (+1.01%)	$452,400 Land $59,100 Building $393,300	$452,400 Land $59,100 Building $393,300
2022	$2,386.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1241 Lt Congleton Rd in Zone X, an area of minimal flood risk, though there have been 34 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 246 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	246 in force
Nearby Flood Claims	34 (1996–2024)
Claims Outside the SFHA	3 of 34
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Florence, Sep 2018 · 17 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims Hurricane Fran, Sep 1996 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1241 Lt Congleton Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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