1233 Lt Congleton Rd, Wilmington, NC 28409 Property Records

New Hanover County property record for 1233 Lt Congleton Rd, Wilmington, NC 28409

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,450 sqft · built 2020
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$548,000 (Jul 2026)
Tax Bill	$1,994 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jul 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R07900-003-510-000`

Property Details

APN / Parcel Number

Primary APN	`R07900-003-510-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,450 sqft Living Area
1st Floor Area	1,440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	7,841 sqft (0.18 acres)
Terrain	Low
Garage Area	440 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Street Address	1233 LT CONGLETON RD
City	WILMINGTON
State	NC
Zip	28409-4549
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15,RESID
Legal Description	LOT 23 PH 1 SEC 1 CONGLETON
Legal Subdivision	CONGLETON
Legal Block	3
Legal Lot Number	23
Jurisdiction	NEW HANOVER NC
Township / Civil Division	FEDERAL POINT
Census Block Group	1
Census Block	1004
Census Tract	12109

Owner

1233 Lt Congleton Rd is owned and occupied by an individual who bought it in July 2026.

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1233 LT CONGLETON RD, WILMINGTON, NC 28409-4549
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Jul 13, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Nov 7, 2025	Warranty Deed, Transfer · VA Mortgage USAA FSB
May 27, 2021	Warranty Deed, Transfer · Conventional Mortgage VANDERBILT MORTGAGE & FINANCE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2026 · Amount on File
Deed Sale	Jul 13, 2026 · Amount on File
Prior Sale	Nov 7, 2025 · Amount on File
Deed Document Number	202619215
Deed Book / Page	6861 / 2795
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Recording Date	Sep 25, 2026
Property Address	1233 LT CONGLETON RD, WILMINGTON, NC 28409-4549
Document Number	0000026829
Book / Page	6877 / 1074
Instrument Date	Jul 13, 2026
Instrument	202626829
Transaction Type	Mortgage
Record Updated	Oct 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1233 LT CONGLETON RD, WILMINGTON, NC 28409-4549

Mortgage

Document Number	0000026829,
Date	Sep 25, 2026
Book Page	6877/1074
Instrument	202626829

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	118 Months
Due	Jul 1, 2036

Interest

Max Rate	-1%

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Jul 13, 2026
Property Address	1233 LT CONGLETON RD, WILMINGTON, NC 28409-4549
Document Number	0000019215
Book / Page	6861 / 2795
Instrument Date	Jul 1, 2026
Instrument	202619215
Transaction Type	Transfer
Record Updated	Jul 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$110,696.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1233 LT CONGLETON RD, WILMINGTON, NC 28409-4549

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Nov 7, 2025
Property Address	1233 LT CONGLETON RD, WILMINGTON, NC 28409-4549
Document Number	00681100607
Book / Page	6811 / 607
Map Reference	MB 75 PG 27-30
Instrument Date	Nov 6, 2025
Instrument	2025029533
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,065.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	236 AUGUSTA POND WAY, RALEIGH, NC 27603-4576

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5002 LADY FERN CT, WILMINGTON, NC 28409-3976

Mortgage

Document Number	2025029534
Date	Nov 7, 2025
Instrument	2025029534

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	May 27, 2021
Property Address	1233 LT CONGLETON RD, WILMINGTON, NC 28409-4549
Document Number	00645301859
Book / Page	6453 / 1859
Map Reference	MB 67 PG 233-235
Instrument Date	Apr 26, 2021
Instrument	2021026686
Transaction Type	Transfer
Record Updated	Nov 1, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$836.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 FLAYTON ROAD, 5000, MARYVILLE, TN 37804

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1233 LT CONGLETON RD, WILMINGTON, NC 28409-4549

Mortgage

Document Number	2021026687
Date	May 27, 2021
Instrument	2021026687

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1233 Lt Congleton Rd was $1,994, up 1% from the year before.

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$513,400 (-) Land $107,800 Building $405,600	$513,400 (-) Land $107,800 Building $405,600
2025	$1,994.00 (+10.04%)	$513,400 Land $107,800 Building $405,600	$513,400 Land $107,800 Building $405,600
2024	$1,812.00 (+0.22%)
2023	$1,808.00 (-0.88%)	$337,100 Land $59,300 Building $277,800	$337,100 Land $59,300 Building $277,800
2022	$1,824.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1233 Lt Congleton Rd in Zone X, an area of minimal flood risk, though there have been 34 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 246 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	246 in force
Nearby Flood Claims	34 (1996–2024)
Claims Outside the SFHA	3 of 34
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Florence, Sep 2018 · 17 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims Hurricane Fran, Sep 1996 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1233 Lt Congleton Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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