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1241 Los Rios Dr, Carmichael, CA 95608 Property Records

Sacramento County property record for 1241 Los Rios Dr, Carmichael, CA 95608

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,236 sqft · built 1972
Lot Size0.2 acres (8,712 sqft)
OwnerTrust Name on File
Last Sale$735,000 (Jan 2019)
Tax Bill$9,848 (2025)
Deeds & MortgagesApr 2017 Line of Credit
Oct 2020 Transfer
+ 7 more
Flood ZoneZone X (reduced by levee)
APN289-0464-002-0000

Property Details

APN / Parcel Number

Primary APN289-0464-002-0000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,236 sqft Living Area
1st Floor Area2,236 sqft
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleCustom Design
Construction TypeWood
Roof MaterialOther
Lot Area8,712 sqft (0.2 acres)
Garage Area562 sqft
Parking Spaces2 Parking Spaces
Pool Area9,700 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1241 LOS RIOS DR
CityCARMICHAEL
StateCA
Zip95608-6126
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-4
Legal DescriptionDEL DAYO RIVIERA 07, LOT 704
Legal SubdivisionDEL DAYO RIVIERA 07
Legal Lot Number704
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group2
Census Block2003
Census Tract5804

Owner

1241 Los Rios Dr is owner-occupied and held in a trust since January 2019.

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordTrust Name on File
Mailing Address1241 LOS RIOS DR, CARMICHAEL, CA 95608-6126
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2017Deed of Trust, Mortgage · Line of Credit
MUFG UNION BANK NA
Oct 21, 2020Correction Deed, Transfer
ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA
Oct 19, 2020Quit Claim Deed, Transfer
QUICKEN LNS
Jul 17, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Jul 17, 2020Quit Claim Deed, Transfer
ALLY BK
Feb 18, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Jan 25, 2019Grant Deed, Transfer
BANK OF AMERICA
Feb 8, 2018Deed of Trust, Mortgage · Line of Credit
SACRAMENTO CU
Sep 15, 2017Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 25, 2019 · Amount on File
Deed SaleJan 25, 2019 · Amount on File
Prior SaleSep 15, 2017 · Amount on File
Deed Book / Page20190125 / 347
Prior Transfer DateNov 26, 1993
Prior Transfer Doc9312001108
Record UpdatedOct 29, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address1241 LOS RIOS DR, CARMICHAEL, CA 95608-6126
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000516
DateApr 20, 2017
Book Page20170420/0516
Lender
NameMUFG UNION BANK NA
TypeBank
AddressSAN DIEGO, CA 92121
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionSACRAMENTO CA
Recording DateOct 21, 2020
Property Address1241 LOS RIOS DR, CARMICHAEL, CA 95608-6126
Document Number2010210919
Instrument DateOct 11, 2020
Instrument2010210919
Transaction TypeTransfer
Record UpdatedMay 11, 2021
Title CompanyORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1241 LOS RIOS DR CARMICHAEL CA 956086126, CARMICHAEL, CA 95608-6126

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSACRAMENTO CA
Recording DateOct 19, 2020
Property Address1241 LOS RIOS DR, CARMICHAEL, CA 95608-6126
Document Number2010191457
Instrument DateOct 11, 2020
Instrument2010191457
Transaction TypeTransfer
Record UpdatedNov 2, 2020
Title CompanyORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address1241 LOS RIOS DR CARMICHAEL CA 956086126, CARMICHAEL, CA 95608-6126

Mortgage

Document Number2010191458
DateOct 19, 2020
Instrument2010191458
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount on Record
Term360 Months
DueOct 18, 2050

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSACRAMENTO CA
Recording DateJul 17, 2020
Property Address1241 LOS RIOS DR, CARMICHAEL, CA 95608-6126
Document Number2007170511
Instrument DateJul 7, 2020
Instrument2007170511
Transaction TypeTransfer
Record UpdatedJul 28, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1241 LOS RIOS DR CARMICHAEL CA 956086126, CARMICHAEL, CA 95608-6126

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSACRAMENTO CA
Recording DateJul 17, 2020
Property Address1241 LOS RIOS DR, CARMICHAEL, CA 95608-6126
Document Number2007170509
Instrument DateJul 7, 2020
Instrument2007170509
Transaction TypeTransfer
Record UpdatedJul 28, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address1241 LOS RIOS DR CARMICHAEL CA 956086126, CARMICHAEL, CA 95608-6126

Mortgage

Document Number2007170510
DateJul 17, 2020
Instrument2007170510
Lender
NameALLY BK
TypeBank
AddressCHARLOTTE, NC 28202-2028
Agreement
AmountAmount on Record
Term360 Months
DueJul 16, 2050

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSACRAMENTO CA
Recording DateFeb 18, 2020
Property Address1241 LOS RIOS DR, CARMICHAEL, CA 95608-6126
Document Number2002180889
Instrument DateJan 13, 2020
Instrument2002180889
Transaction TypeTransfer
Record UpdatedMar 5, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1241 LOS RIOS DR CARMICHAEL CA 956086126, CARMICHAEL, CA 95608-6126

January 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateJan 25, 2019
Property Address1241 LOS RIOS DR, CARMICHAEL, CA 95608-6126
Document Number1901250347
Instrument DateJan 24, 2019
Instrument1901250347
Transaction TypeTransfer
Record UpdatedFeb 6, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$808.50
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address4619 AMERICAN RIVER DR SACRAMENTO CA 958646105, SACRAMENTO, CA 95864-6105

Mortgage

Document Number1901250348
DateJan 25, 2019
Instrument1901250348
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount on Record
Term360 Months
DueJan 24, 2049

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address1241 LOS RIOS DR, CARMICHAEL, CA 95608-6126
Document Number1803050092
Instrument DateFeb 8, 2018
Transaction TypeMortgage
Record UpdatedMar 14, 2018
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1241 LOS RIOS DR CARMICHAEL CA 956086126, CARMICHAEL, CA 95608-6126

Mortgage

Document Number1803050092
DateMar 5, 2018
Instrument1803050092
Lender
NameSACRAMENTO CU
TypeCredit Union
AddressSACRAMENTO, CA 95812-2351
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueMar 4, 2043
Interest
Rate TypeAdjustable Rate

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateSep 15, 2017
Property Address1241 LOS RIOS DR, CARMICHAEL, CA 95608-6126
Document Number1709151450
Instrument DateSep 11, 2017
Instrument1709151450
Transaction TypeTransfer
Record UpdatedSep 26, 2017
Title CompanySTEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$764.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1241 LOS RIOS DR CARMICHAEL CA 956086126, CARMICHAEL, CA 95608-6126

Mortgage

Document Number1709151451
DateSep 15, 2017
Instrument1709151451
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressTROY, MI 48083
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 14, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1241 Los Rios Dr was $9,848 with a homeowner's exemption, up 1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$836,298 (+2%) Land $284,453 Building $551,845
2025$9,848.00 (+0.97%) Homeowner's exemption$819,901 Land $278,876 Building $541,025
2024$9,753.00 (+2.6%)
2023$9,506.00 (+0.56%) Homeowner's exemption$788,065 Land $268,048 Building $520,017
2022$9,453.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1241 Los Rios Dr in Zone X, where a levee reduces flood risk, though there have been 9 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 106 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies106 in force
Nearby Flood Claims9 (1993–2026)
Claims Outside the SFHA2 of 9
Most Recent ClaimApr 2026 · rainfall accumulation
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1241 Los Rios Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 81% of California
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSACRAMENTO SUBURBAN WATER DISTRICT
serves 194,444 people · EPA ID CA3410001
Water SourcePurchased surface water from several systems
Last State InspectionApr 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Fidium Fiber
Fiber		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Succeed.Net.

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