1220 Los Rios Dr, Carmichael, CA 95608 Property Records

Sacramento County property record for 1220 Los Rios Dr, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,310 sqft · built 1971
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Trust Names on File
Last Sale	$800,000 (Mar 2020)
Tax Bill	$10,536 (2025)
Deeds & Mortgages	Dec 2025 Transfer Mar 2020 Transfer + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`289-0463-012-0000`

Property Details

APN / Parcel Number

Primary APN	`289-0463-012-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,310 sqft Living Area
Gross Area	3,457 sqft
1st Floor Area	2,785 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Other
Lot Area	13,939 sqft (0.32 acres)
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Pool Area	10,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1220 LOS RIOS DR
City	CARMICHAEL
State	CA
Zip	95608-6127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-4
Legal Description	DEL DAYO RIVIERA 07, LOT 728
Legal Subdivision	DEL DAYO RIVIERA 07
Legal Lot Number	728
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2009
Census Tract	5804

Owner

1220 Los Rios Dr is owner-occupied and held in a trust since March 2020.

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	1220 LOS RIOS DR, CARMICHAEL, CA 95608-6127
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Intrafamily Transfer, Transfer
Mar 20, 2020	Affidavit of Death, Transfer STEWART TITLE, STEWART TITLE/SACRAMENTO
Mar 20, 2020	Grant Deed, Transfer LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2020 · Amount on File
Deed Sale	Mar 20, 2020 · Amount on File
Prior Sale	Feb 10, 2012 · Amount on File
Deed Book / Page	20200320 / 675
Prior Transfer Date	Dec 30, 2014
Prior Transfer Doc	0000000487
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 17, 2025
Property Address	1220 LOS RIOS DR, CARMICHAEL, CA 95608-6127
Document Number	0000001331
Map Reference	MB 81 MAP 11
Instrument Date	Dec 10, 2025
Instrument	202512171331
Transaction Type	Transfer
Record Updated	Jan 1, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1220 LOS RIOS DR, CARMICHAEL, CA 95608-6127

March 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 20, 2020
Property Address	1220 LOS RIOS DR, CARMICHAEL, CA 95608-6127
Document Number	2003200674
Instrument Date	Mar 11, 2020
Instrument	2003200674
Transaction Type	Transfer
Record Updated	Apr 22, 2020
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 LOS RIOS DR CARMICHAEL CA 956086127, CARMICHAEL, CA 95608-6127

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 20, 2020
Property Address	1220 LOS RIOS DR, CARMICHAEL, CA 95608-6127
Document Number	2003200675
Instrument Date	Mar 5, 2020
Instrument	2003200675
Transaction Type	Transfer
Record Updated	Apr 22, 2020
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$880.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1220 LOS RIOS DR CARMICHAEL CA 956086127, CARMICHAEL, CA 95608-6127

Mortgage

Document Number	2003200676
Date	Mar 20, 2020
Instrument	2003200676

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 19, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1220 Los Rios Dr was $10,536, up 1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$892,407 (+2%) Land $295,274 Building $597,133
2025	$10,536.00 (+0.97%) Homeowner's exemption	$874,910 Land $289,485 Building $585,425
2024	$10,435.00 (+2.59%)
2023	$10,172.00 (+0.56%) Homeowner's exemption	$840,939 Land $278,245 Building $562,694
2022	$10,115.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1220 Los Rios Dr in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 106 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	106 in force
Nearby Flood Claims	9 (1993–2026)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1220 Los Rios Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net.

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