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12409 Windsor Rd, Chester, VA 23831 Property Records

Chesterfield County property record for 12409 Windsor Rd, Chester, VA 23831

Property Summary

Property TypeSingle Family Home
Lot Size0.461 acres (20,081 sqft)
Owner2 Individual Names on Record
Last Sale$710,000 (Dec 2025)
Tax Bill$54 (2026)
Deeds & MortgagesMar 2021 Transfer
May 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN787-65-24-01-500-000

Property Details

APN / Parcel Number

Primary APN787-65-24-01-500-000
Alternative APNs
  • 115101202000009
  • 413465003
  • 498938000

Exterior

Lot Area20,081 sqft (0.461 acres)

Location & Zoning

Account Number498938000
Street Address12409 WINDSOR RD
CityCHESTER
StateVA
Zip23831
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR7 - SINGL
Legal DescriptionBRUCE FARM L 9 SEC 2
Legal SubdivisionBRUCE FARM
Legal Lot Number9
JurisdictionCHESTERFIELD VA
Township / Civil DivisionBERMUDA
Census Block Group2
Census Block2008
Census Tract100505

Owner

Source: Chesterfield County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4709 PERDUE ST, CHESTER, VA 23831-4241
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 4, 2021Intrafamily Transfer, Transfer
May 1, 2020Warranty Deed, Transfer · Conventional with PMI
PRESIDENTIAL BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 10, 2025 · Amount on Record
Deed SaleDec 10, 2025 · Amount on Record
Prior SaleMay 1, 2020 · Amount on Record
Deed Document Number202541973
Deed Book / Page15089 / 991
Prior Transfer DateJul 7, 2020
Prior Transfer Doc013279-904
Record UpdatedOct 29, 2026

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHESTERFIELD VA
Recording DateMar 4, 2021
Property Address12409 WINDSOR RD, CHESTER, VA 23831
Document Number013279-904
Book / Page13279 / 904
Instrument DateJul 7, 2020
Instrument2021014474
Transaction TypeTransfer
Record UpdatedSep 6, 2022

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4709 PERDUE ST, CHESTER, VA 23831-4241

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESTERFIELD VA
Recording DateMay 1, 2020
Property Address12409 WINDSOR RD, CHESTER, VA 23831
Document Number12729527
Book / Page012729 / 000527
Instrument DateApr 20, 2020
Instrument19557
Transaction TypeTransfer
Record UpdatedMay 19, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$525.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4709 PERDUE ST CHESTER VA 238314241, CHESTER, VA 23831-4241

Mortgage

Document Number12729531
DateMay 1, 2020
Book Page012729/000531
Instrument19558
Lender
NamePRESIDENTIAL BK
TypeBank
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 30, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyChesterfield County
Unified School DistrictChesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$54.00 (+5.88%)$6,100 (+5.17%) Land $6,100$6,100 (+5.17%) Land $6,100
2025$51.00 (-91.4%)$5,800 (-9%) Land $5,800$5,800 (-9%) Land $5,800
2023$593.00$58,000 Land $58,000$58,000 Land $58,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHESTERFIELD CO CENTRAL WATER SYSTEM
serves 389,897 people · EPA ID VA4041845
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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