12400 Windsor Rd, Chester, VA 23831 Property Records

Chesterfield County property record for 12400 Windsor Rd, Chester, VA 23831

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,028 sqft · built 1964
Lot Size	0.692 acres (30,144 sqft)
Owner	2 Individual Names on File
Last Sale	$399,950 (Nov 2025)
Tax Bill	$2,913 (2026)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`787-65-21-51-100-000`

Property Details

APN / Parcel Number

Primary APN	`787-65-21-51-100-000`
Alternative APNs	`115101202000021` `377722002` `454315000` `498264000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	2,028 sqft Finished Area
1st Floor Area	624 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	30,144 sqft (0.692 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	100 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	498264000
Street Address	12400 WINDSOR RD
City	CHESTER
State	VA
Zip	23831-4259
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7 - SINGL
Legal Description	BRUCE FARM L 21&PT20 SEC 2
Legal Subdivision	BRUCE FARM
Legal Lot Number	21
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	BERMUDA
Census Block Group	2
Census Block	2003
Census Tract	100505

Owner

12400 Windsor Rd is owned and occupied by two individuals who bought it in November 2025.

Source: Chesterfield County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12400 WINDSOR RD, CHESTER, VA 23831-4259
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2025 · Amount on File
Deed Sale	Nov 25, 2025 · Amount on File
Prior Sale	Nov 4, 2022 · Amount on File
Deed Document Number	202540641
Deed Book / Page	15078 / 328
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Nov 4, 2022
Property Address	12400 WINDSOR RD, CHESTER, VA 23831-4259
Document Number	014130-752
Book / Page	14130 / 752
Instrument Date	Aug 24, 2022
Instrument	2022046408
Transaction Type	Transfer
Record Updated	Nov 24, 2022
Title Company	SHERWOOD TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 353, CHESTERFIELD, VA 23832-0005

Mortgage

Document Number	2022046409
Date	Nov 4, 2022
Instrument	2022046409

Lender

Name	PRESIDENTIAL BANK FSB

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 12400 Windsor Rd was $2,913.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,913.00	$324,500 (+6.22%) Land $61,000 Building $263,500	$324,500 (+6.22%) Land $61,000 Building $263,500
2025		$305,500 Land $57,000 Building $248,500	$305,500 Land $57,000 Building $248,500
2023	$2,300.00	$250,100 Land $57,000 Building $193,100	$250,100 Land $57,000 Building $193,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12400 Windsor Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12400 Windsor Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20