Snohomish County property record for 12409 45th Ave SE, Everett, WA 98208 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,844 sqft · built 1989 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $528,902 (May 2019) |
| Tax Bill | $7,227 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage Jul 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7646-000-008-00 |
| Primary APN | 7646-000-008-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,844 sqft Living Area |
| Gross Area | 2,284 sqft |
| 1st Floor Area | 920 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Sundeck |
|---|---|
| Porch Area | 164 sqft |
| Deck Area | 720 sqft |
| Patio Area | 720 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 1193865 |
|---|---|
| Street Address | 12409 45TH AVE SE |
| City | EVERETT |
| State | WA |
| Zip | 98208-9007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AUTUMN MEADOWS DIV. NO. 2 BLK 000 D-00 LOT 8 |
| Legal Section | 28 |
| Legal Subdivision | AUTUMN MEADOWS DIV. NO. 2 |
| Legal Block | 000 D |
| Legal Lot Number | 8 |
| Jurisdiction | SNOHOMISH WA |
| Township / Civil Division | EVERETT |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 41609 |
Source: Snohomish County records · APN 7646-000-008-00
Assessment roll updated August 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12409 45TH AVE SE, EVERETT, WA 98208-9007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Jul 31, 2018 | Deed of Trust, Mortgage · Conventional Mortgage HOMESTREET BANK |
| Apr 23, 2020 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS |
| May 23, 2019 | Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 23, 2019 · Amount on Record |
| Deed Sale | May 23, 2019 · Amount on Record |
| Prior Sale | Dec 20, 2002 · Amount on Record |
| Deed Document Number | 2019485 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SNOHOMISH WA |
| Property Address | 12409 45TH AVE SE, EVERETT, WA 98208-9007 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMER LENDERS ADVANTAGE |
| Name | Verified Name |
|---|
| Document Number | 0000000263 |
|---|---|
| Date | Oct 25, 2021 |
| Instrument | 202110250263 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SNOHOMISH WA |
| Property Address | 12409 45TH AVE SE, EVERETT, WA 98208-9007 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|
| Document Number | 0000000518 |
|---|---|
| Date | Jul 31, 2018 |
| Instrument | 201807310518 |
| Name | HOMESTREET BANK |
|---|---|
| Type | Bank |
| Address | SEATTLE, WA 98101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SNOHOMISH WA |
| Property Address | 12409 45TH AVE SE, EVERETT, WA 98208-9007 |
| Document Number | 0000000362 |
| Instrument Date | Apr 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2020 |
| Title Company | WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 12409 45TH AVE SE EVERETT WA 982089007, EVERETT, WA 98208-9007 |
| Document Number | 0000000362 |
|---|---|
| Date | Apr 28, 2020 |
| Instrument | 202004280362 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 27, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SNOHOMISH WA |
| Recording Date | May 23, 2019 |
| Property Address | 12409 45TH AVE SE, EVERETT, WA 98208-9007 |
| Document Number | 0000000485 |
| Map Reference | VOL 48 PG 167-170 |
| Instrument Date | May 10, 2019 |
| Instrument | 201905230485 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2022 |
| Title Company | RAINIER TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,419.46 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12409 45TH AVE SE, EVERETT, WA 98208-9007 |
| Document Number | 0000000486 |
|---|---|
| Date | May 23, 2019 |
| Instrument | 201905230486 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
Source: Snohomish County records · Assessment roll updated August 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Snohomish County |
| Unified School District | Everett School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,227.00 (+4.5%) | $792,500 (-2.06%) Land $451,300 Building $341,200 | $792,500 (-2.06%) Land $451,300 Building $341,200 |
| 2023 | $6,916.00 | $809,200 Land $441,800 Building $367,400 | $809,200 Land $441,800 Building $367,400 |
Source: FEMA National Flood Hazard Layer, Snohomish County (53061C), updated March 17, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530610416092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not exposed less than 1% of the US · less than 1% of Washington |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 542 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Northwest Fiber | Fiber | 6,000 / 6,000 |
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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