Snohomish County property record for 12326 45th Ave SE, Everett, WA 98208
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 1989 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $825,000 (Apr 2026) |
| Tax Bill | $6,719 (2026) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Sep 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7646-000-037-00 |
| Primary APN | 7646-000-037-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| Gross Area | 1,784 sqft |
| 1st Floor Area | 1,344 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 292 sqft |
| Patio Area | 320 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 1193894 |
|---|---|
| Street Address | 12326 45TH AVE SE |
| City | EVERETT |
| State | WA |
| Zip | 98208-9128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-9,600 |
| Legal Description | AUTUMN MEADOWS DIV. NO. 2 BLK 000 D-00 LOT 37 |
| Legal Section | 28 |
| Legal Subdivision | AUTUMN MEADOWS DIV. NO. 2 |
| Legal Block | 000 D |
| Legal Lot Number | 37 |
| Jurisdiction | SNOHOMISH WA |
| Township / Civil Division | EVERETT |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 41609 |
Source: Snohomish County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12326 45TH AVE SE, EVERETT, WA 98208-9128 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Apr 28, 2026 | Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Sep 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Jun 24, 2022 | Warranty Deed, Transfer · Conventional Mortgage UMPQUA BANK |
| Jan 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BOEING EMPS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 2026 · Amount on Record |
| Deed Sale | Apr 28, 2026 · Amount on Record |
| Prior Sale | Jun 24, 2022 · Amount on Record |
| Deed Document Number | 2026236 |
| Prior Transfer Date | Oct 20, 2008 |
| Prior Transfer Doc | 0000000211 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SNOHOMISH WA |
| Recording Date | Apr 28, 2026 |
| Property Address | 12326 45TH AVE SE, EVERETT, WA 98208-9128 |
| Document Number | 0000000236 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 2026.236 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Title Company | CW TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,388,245.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12326 45TH AVE SE, EVERETT, WA 98208-9128 |
| Document Number | 0000000237, |
|---|---|
| Date | Apr 28, 2026 |
| Instrument | 2026.28.237 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SNOHOMISH WA |
| Recording Date | Sep 14, 2026 |
| Property Address | 12326 45TH AVE SE, EVERETT, WA 98208-9128 |
| Document Number | 0000000265 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 2026265 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2026 |
| Title Company | CW TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000000265, |
|---|---|
| Date | Sep 14, 2026 |
| Instrument | 2026265 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SNOHOMISH WA |
| Recording Date | Jun 24, 2022 |
| Property Address | 12326 45TH AVE SE, EVERETT, WA 98208-9128 |
| Document Number | 0000000254 |
| Map Reference | VOL 48 PG 167-170 |
| Instrument Date | Jun 21, 2022 |
| Instrument | 202206240254 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2023 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $11,565.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12326 45TH AVE SE, EVERETT, WA 98208-9128 |
| Document Number | 0000000255 |
|---|---|
| Date | Jun 24, 2022 |
| Instrument | 202206240255 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SNOHOMISH WA |
| Property Address | 12326 45TH AVE SE, EVERETT, WA 98208-9128 |
| Document Number | 0000000191 |
| Instrument Date | Jan 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12326 45TH AVE SE EVERETT WA 982089128, EVERETT, WA 98208-9128 |
| Document Number | 0000000191 |
|---|---|
| Date | Jan 30, 2020 |
| Instrument | 202001300191 |
| Name | BOEING EMPS CU |
|---|---|
| Type | Credit Union |
| Address | TUKWILA, WA 98168 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 29, 2050 |
Source: Snohomish County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Snohomish County |
| Unified School District | Everett School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,719.00 (+3.53%) | $723,200 (-1.78%) Land $475,000 Building $248,200 | $723,200 (-1.78%) Land $475,000 Building $248,200 |
| 2025 | $6,490.00 (+1.11%) | ||
| 2023 | $6,419.00 (+19.91%) | $736,300 (+37.63%) Land $465,000 Building $271,300 | $736,300 (+37.63%) Land $465,000 Building $271,300 |
| 2022 | $5,353.00 | $535,000 Land $305,000 Building $230,000 | $535,000 Land $305,000 Building $230,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SILVER LAKE WATER & SEWER DISTRICT serves 65,033 people · EPA ID WA5379250 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2021 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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