Kern County property record for 12405 Ruby River Dr, Bakersfield, CA 93312 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2006 |
| Square Footage | 1,843 sqft Living Area |
| Lot Size | 7,840 sqft (0.179 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $195,000 (2009) |
| Tax Bill | $4,576.00 (2025) |
| Primary APN | 528-491-01-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,843 sqft Living Area |
| 1st Floor | 1,843 sqft 1st Floor |
| Family Room | Family Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2006 |
|---|---|
| Construction Type | Wood Construction |
| Lot Area | 7,840 sqft (0.179 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 464 sqft Garage |
| Patio Area | 489 sqft Patio |
| Porch | Porch |
| Porch Area | 24 sqft Porch |
| Cooling System | Refrigerator Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Old Parcel Number | 5284910100 |
|---|---|
| Street Address | 12405 RUBY RIVER DR |
| City | BAKERSFIELD |
| State | CA |
| Zip | 93312-6853 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TRACT 6118, BLOCK PH8, LOT 1 |
| Legal Subdivision | 6118 PH 8 |
| Legal Tract | 6118 |
| Legal Block | PH8 |
| Legal Lot Number | 1 |
| Jurisdiction | KERN CA |
| Minor Civil Division | ROSEDALE |
| Census Blockgroup | 1 |
| Census Block | 1007 |
| Census Tract | 3814 |
Source: Kern County records · APN 528-491-01-2
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 12405 RUBY RIVER DR, BAKERSFIELD, CA 93312-6853 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 22, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Mar 08, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jul 19, 2021 | Intrafamily Transfer, Transfer |
| May 03, 2021 | Intrafamily Transfer, Transfer |
| Sep 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 23, 2009 · Amount on Record |
| Deed Sale | Feb 23, 2009 · Amount on Record |
| Prior Sale | May 03, 2021 |
| Deed Doc Number | 0000024695 |
| Last Transfer Date | Jul 19, 2021 |
| Transfer Doc | 0000134008 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERN CA |
| Property Address | 12405 RUBY RIVER DR, BAKERSFIELD, CA 93312-6853 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12405 RUBY RIVER DR, BAKERSFIELD, CA 93312-6853 |
| Document Number | 0000007652 |
|---|---|
| Date | Jan 22, 2026 |
| Instrument | 226007652 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Apr 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 5.25% |
| Index | 1-Year CMT |
| Max Rate | 5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERN CA |
| Property Address | 12405 RUBY RIVER DR, BAKERSFIELD, CA 93312-6853 |
| Transaction Type | Mortgage |
| Record Updated | Nov 07, 2022 |
| Title Company | AMROCK INCORPORATED |
| Name | Verified Name |
|---|---|
| Address | 12405 RUBY RIVER DR, BAKERSFIELD, CA 93312-6853 |
| Document Number | 0000129167 |
|---|---|
| Date | Jul 12, 2021 |
| Instrument | 221129167 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERN CA |
| Property Address | 12405 RUBY RIVER DR, BAKERSFIELD, CA 93312-6853 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2022 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 12405 RUBY RIVER DR, BAKERSFIELD, CA 93312-6853 |
| Document Number | 0000036662 |
|---|---|
| Date | Mar 08, 2022 |
| Instrument | 222036662 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | PORTLAND, OR 97204 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 16, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KERN CA |
| Recording Date | Jul 19, 2021 |
| Property Address | 12405 RUBY RIVER DR, BAKERSFIELD, CA 93312-6853 |
| Document Number | 0000134008 |
| Map Reference | MB 54 PG 57&58 |
| Instrument Date | Jul 15, 2021 |
| Instrument | 221134008 |
| Transaction Type | Transfer |
| Record Updated | Nov 07, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2426 SUNSET ST, 2426, WASCO, CA 93280-1528 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KERN CA |
| Recording Date | May 03, 2021 |
| Property Address | 12405 RUBY RIVER DR, BAKERSFIELD, CA 93312-6853 |
| Document Number | 0000083662 |
| Map Reference | MB 54 PG 57&58 |
| Instrument Date | Mar 03, 2021 |
| Instrument | 221083662 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2426 SUNSET ST, WASCO, CA 93280-1528 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERN CA |
| Property Address | 12405 RUBY RIVER DR, BAKERSFIELD, CA 93312-6853 |
| Document Number | 0000128991 |
| Instrument Date | Sep 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2426 SUNSET ST WASCO CA 932801528, WASCO, CA 93280-1528 |
| Investor | Possibly a Property Investor |
| Document Number | 0000128991 |
|---|---|
| Date | Oct 01, 2019 |
| Instrument | 128991 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 30, 2049 |
Source: Kern County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Kern County |
| Municipality | Bakersfield City |
| Secondary School District | Kern High School District (09 - 12) |
| Elementary School District | Norris Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,576.00 (+3.58%) Homeowner's exemption | $260,059 (+4.04%) Land $64,379 Building $195,680 |
| 2023 | $4,418.00 (-4.12%) Homeowner's exemption | $249,963 Land $61,880 Building $188,083 |
| 2022 | $4,608.00 |
Source: FEMA National Flood Hazard Layer, Kern County (06029C), updated April 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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