12322 Ruby River Dr, Bakersfield, CA 93312 Property Records

Kern County property record for 12322 Ruby River Dr, Bakersfield, CA 93312 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,460 sqft · built 2006
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on File
Last Sale$230,000 (Jun 2017)
Tax Bill$4,730 (2025)
Deeds & MortgagesOct 2020 Mortgage
Jun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN528-492-23-00-1

Property Details

APN / Parcel Number

Primary APN528-492-23-00-1
Alternative APNs
  • 528-492-23-4
  • 5284922300

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,460 sqft Living Area
1st Floor Area1,460 sqft 1st Floor
Stories1 Story
FireplaceFireplace
Fireplaces1 Fireplace

Exterior

Year BuiltBuilt 2006
Construction TypeWood
Lot Area10,890 sqft (0.25 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached
Garage Area460 sqft Garage
Patio Area630 sqft Patio
PorchPorch
Porch Area30 sqft Porch

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air

Location & Zoning

Old Parcel Number5284922300
Street Address12322 RUBY RIVER DR
CityBAKERSFIELD
StateCA
Zip93312-6852
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 6118, BLOCK PH8, LOT 30
Legal Subdivision6118 PH 8
Legal Tract6118
Legal BlockPH8
Legal Lot Number30
JurisdictionKERN CA
Township / Civil DivisionROSEDALE
Census Block Group1
Census Block1007
Census Tract3814

Owner

Source: Kern County records · APN 528-492-23-00-1

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address10043 SENECA FALLS AVE, BAKERSFIELD, CA 93312-1869
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
GOLDEN EMPIRE MORTGAGE INC
Jun 20, 2017Grant Deed, Transfer · FHA Mortgage
SIGNATURE HM LNDG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 20, 2017 · Amount on Record
Deed SaleJun 20, 2017 · Amount on Record
Prior SaleJan 09, 2007 · Amount on Record
Deed Document Number0217079380
Record UpdatedJun 07, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERN CA
Property Address12322 RUBY RIVER DR, BAKERSFIELD, CA 93312-6852
Transaction TypeMortgage
Record UpdatedNov 07, 2022
Title CompanyTICOR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12322 RUBY RIVER DR, BAKERSFIELD, CA 93312-6852

Mortgage

Document Number0000158397
DateOct 26, 2020
Instrument220158397
Lender
NameGOLDEN EMPIRE MORTGAGE INC
TypeMortgage Company
AddressBAKERSFIELD, CA 93309
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKERN CA
Recording DateJun 20, 2017
Property Address12322 RUBY RIVER DR, BAKERSFIELD, CA 93312-6852
Document Number0000079380
Instrument DateMay 16, 2017
Instrument79380
Transaction TypeTransfer
Record UpdatedJun 27, 2017
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$253.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12322 RUBY RIVER DR BAKERSFIELD CA 933126852, BAKERSFIELD, CA 93312-6852

Mortgage

Document Number79381
DateJun 20, 2017
Instrument79381
Lender
NameSIGNATURE HM LNDG
AddressBAKERSFIELD, CA 93309
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 19, 2047

Tax Assessment & Valuation

Source: Kern County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyKern County
MunicipalityBakersfield City
Secondary School DistrictKern High School District (09 - 12)
Elementary School DistrictNorris Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,730.00 (+3.46%)$266,930 (+4.04%) Land $75,435 Building $191,495
2023$4,572.00 (-3.99%)$256,566 Land $72,506 Building $184,060
2022$4,762.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kern County (06029C), updated April 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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