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12404 John Lee Rd, Biloxi, MS 39532 Property Records

Harrison County property record for 12404 John Lee Rd, Biloxi, MS 39532

Property Summary

Property TypeRestaurant
Details1 ba · 2,126 sqft · built 1965
Lot Size0.35 acres (15,246 sqft)
OwnerCompany Name on Record
Tax Bill$948 (2025)
Deeds & MortgagesNov 2025 Mortgage
Nov 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN1108D-01-006.000

Property Details

APN / Parcel Number

Primary APN1108D-01-006.000
Alternative APN
  • 016785

Interior

Full Baths1 Bath
Total Rooms1 Room
Stories1 Story
Building Area2,126 sqft Adjusted Area
Gross Area2,000 sqft
1st Floor Area2,000 sqft
FlooringCombination, Other
Interior WallsFinished/Painted

Exterior

Year BuiltBuilt 1965
Exterior MaterialBrick
Roof TypeGable
Roof MaterialMetal
Lot Area15,246 sqft (0.35 acres)

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number016785
Street Address12404 JOHN LEE RD
CityBILOXI
StateMS
Zip39532-9646
Property CategoryCommercial
Property TypeCommercial > Retail > Restaurant
Legal DescriptionPARCEL AT NE COR OF JOHN LEE RD & LORRAINE RD LESS E1/2 M/L TO WAYNE WILLIAMS SEC 4-7-10
Legal Range10
Legal Township07
Legal Section04
JurisdictionHARRISON MS
Township / Civil Division5
Census Block Group2
Census Block2025
Census Tract3403

Owner

Source: Harrison County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address12404 JOHN LEE RD, BILOXI, MS 39532-9646
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 5, 2025Deed of Trust, Mortgage · Commercial Mortgage
HANCOCK WHITNEY BANK
Nov 5, 2025Deed of Trust, Mortgage · Line of Credit
HANCOCK WHITNEY BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 18, 2005
Deed SaleApr 18, 2005
Deed Document Number2005-0004674-D-J2
Record UpdatedJun 8, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRISON MS
Property Address12404 JOHN LEE RD, BILOXI, MS 39532-9646
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address12404 JOHN LEE ROAD, SILVER POINT, TN 38582

Mortgage

Document Number20250007729TJ2
DateNov 5, 2025
Instrument2025-0007729-T-J2
Lender
NameHANCOCK WHITNEY BANK
TypeBank
AddressBILOXI, MS 39532
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term179 Months
DueOct 24, 2040

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRISON MS
Property Address12404 JOHN LEE RD, BILOXI, MS 39532-9646
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address12404 JOHN LEE ROAD, BACONTON, GA 31716

Mortgage

Document Number20250007730TJ2
DateNov 5, 2025
Instrument2025-0007730-T-J2
Lender
NameHANCOCK WHITNEY BANK
TypeBank
AddressBILOXI, MS 39532
Agreement
TypeLine of Credit
AmountAmount Recorded
Term59 Months
DueOct 24, 2030
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyHarrison County
MunicipalityBiloxi City
Unified School DistrictHarrison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$948.00 (+1.28%)$8,232 (+0.55%)$54,877 (+0.54%) Land $13,320 Building $41,557
2024$936.00 (-1.06%)
2023$946.00 (-0.63%)$8,187$54,583 Land $12,109 Building $42,474
2022$952.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 63 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies63 in force
Nearby Flood Claims29 (1995–2026)
Most Recent ClaimJun 2026 · Tropical Storm Arthur
Claims by Event
  • Tropical Storm Arthur, Jun 2026 · 17 claims
  • Hurricane Isaac, Aug 2012 · 4 claims
  • Hurricane Katrina, Aug 2005 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 84% of Mississippi
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BILOXI
serves 23,310 people · EPA ID MS0240001
Water SourceGroundwater
Last State InspectionSep 2024
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
CoastConnect
Fiber		2,000 / 1,000
Sparklight
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
C Spire Wireless
Fixed Wireless		100 / 20

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