12403 Whispering Tree Ln, Poway, CA 92064 Property Records

San Diego County property record for 12403 Whispering Tree Ln, Poway, CA 92064 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1996
Square Footage1,695 sqft Living Area
Lot Size10,668 sqft (0.245 acres)
OccupancyOwner Occupied
Last Sale$1,200,000 (2023)
Tax Bill$14,271.00 (2025)

Property Details

APN / Parcel Number

Primary APN317-211-44-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,695 sqft Living Area

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Lot Area10,668 sqft (0.245 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Location & Zoning

Street Address12403 WHISPERING TREE LN
CityPOWAY
StateCA
Zip92064-6049
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 40 TR 013211
Legal SubdivisionPOWAY 94-02
Legal Tract013211
Legal Block3
Legal Lot Number40
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup3
Census Block3000
Census Tract17048

Owner

Source: San Diego County records · APN 317-211-44-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12403 WHISPERING TREE LN, POWAY, CA 92064-6049
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2026Deed of Trust, Mortgage · Conventional Mortgage
LAKEVIEW LOAN SERVICING LLC
Jun 09, 2023Grant Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Jun 11, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
QUICKEN LOANS LLC
Apr 04, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
QUICKEN LNS
Jul 17, 2017Deed of Trust, Mortgage · Veterans Administration Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 09, 2023 · Amount on Record
Deed SaleJun 09, 2023 · Amount on Record
Prior SaleSep 25, 2014 · Amount on Record
Deed Doc Number2023151545
Prior Transfer DateMay 19, 2012
Prior Transfer Doc0000331005
Record RefreshedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12403 WHISPERING TREE LN, POWAY, CA 92064-6049
Transaction TypeMortgage
Record UpdatedFeb 05, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address12403 WHISPERING TREE LN, POWAY, CA 92064-6049

Mortgage

Document Number0000022299
DateJan 27, 2026
Instrument2026-0022299
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
AddressMIAMI, FL 33146
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term337 Months
DueFeb 01, 2054

June 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJun 09, 2023
Property Address12403 WHISPERING TREE LN, POWAY, CA 92064-6049
Document Number0000151545
Map ReferenceMAP 13211
Instrument DateMay 11, 2023
Instrument2023-0151545
Transaction TypeTransfer
Record UpdatedJun 19, 2023
Title CompanyCHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address12403 WHISPERING TREE LN, POWAY, CA 92064-6049

Mortgage

Document Number0000151546
DateJun 09, 2023
Instrument2023-0151546
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12403 WHISPERING TREE LN, POWAY, CA 92064-6049
Transaction TypeMortgage
Record UpdatedJun 21, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address12403 WHISPERING TREE LN, POWAY, CA 92064-6049

Mortgage

Document Number0000431409
DateJun 11, 2021
Instrument2021-0431409
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12403 WHISPERING TREE LN, POWAY, CA 92064-6049
Document Number0000182804
Instrument DateApr 04, 2020
Transaction TypeMortgage
Record UpdatedApr 28, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address12403 WHISPERING TREE LN POWAY CA 920646049, POWAY, CA 92064-6049

Mortgage

Document Number0000182804
DateApr 10, 2020
Instrument182804
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueApr 09, 2050

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12403 WHISPERING TREE LN, POWAY, CA 92064-6049
Document Number0000330293
Instrument DateJul 17, 2017
Transaction TypeMortgage
Record UpdatedJul 28, 2017
Title CompanyWESTERN RESOURCES TITLE, WESTERN RSRCS TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address12403 WHISPERING TREE LN POWAY CA 920646049, POWAY, CA 92064-6049

Mortgage

Document Number0000330293
DateJul 21, 2017
Instrument330293
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJul 20, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,273,449 (+2%) Land $689,785 Building $583,664
2025$14,271.00 (+2.66%) Homeowner's exemption$1,248,480 (+97.85%) Land $676,260 Building $572,220
2024$13,901.00 (+91.9%)
2023$7,244.00 (+1.66%) Homeowner's exemption$631,012 Land $285,909 Building $345,103
2022$7,126.00

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