Louisville/Jefferson County Metro Government property record for 12402 Crosswinds Dr, Middletown, KY 40243
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,065 sqft · built 1979 |
| Lot Size | 0.205 acres (8,939 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $345,000 (Feb 2025) |
| Tax Bill | $3,571 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Aug 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22195105300000 |
| Primary APN | 22195105300000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,065 sqft Finished Area |
| Flooring | Covered |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,939 sqft (0.205 acres) |
| Garage Type | Attached |
| Garage Area | 437 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00093500 |
|---|---|
| Street Address | 12402 CROSSWINDS DR |
| City | LOUISVILLE |
| State | KY |
| Zip | 40243-2116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4-RESIDEN |
| Legal Description | CROSSCREEK SEC 3B |
| Legal Subdivision | CROSSCREEKE |
| Jurisdiction | JEFFERSON KY |
| Township / Civil Division | SOUTHEAST JEFFERSON |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 10407 |
Source: Louisville/Jefferson County Metro Government records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12402 CROSSWINDS DR, MIDDLETOWN, KY 40243-2116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Jun 16, 2026 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING |
| Aug 11, 2023 | Deed, Transfer · USDA Mortgage MORTGAGE RESEARCH CENTER LLC |
| May 23, 2022 | Deed of Trust, Mortgage · Unknown PARK COMMUNITY FCU |
| Dec 13, 2019 | Deed of Trust, Mortgage · Line of Credit PARK CMNTY CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 26, 2025 · Amount on Record |
| Deed Sale | Feb 26, 2025 · Amount on Record |
| Prior Sale | Aug 11, 2023 · Amount on Record |
| Deed Document Number | 202530353 |
| Deed Book / Page | 13018 / 212 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Recording Date | Jun 16, 2026 |
| Property Address | 12402 CROSSWINDS DR, LOUISVILLE, KY 40243-2116 |
| Document Number | 0000070539 |
| Book / Page | 19843 / 1 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 202670539 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 12402 CROSSWINDS DR, LOUISVILLE, KY 40243-2116 |
| Document Number | 0000070539, |
|---|---|
| Date | Jun 16, 2026 |
| Book Page | 19843/1 |
| Instrument | 202670539 |
| Name | LAKEVIEW LOAN SERVICING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Recording Date | Aug 11, 2023 |
| Property Address | 12402 CROSSWINDS DR, MIDDLETOWN, KY 40243-2116 |
| Document Number | 0000158310 |
| Book / Page | D 12669 / 258 |
| Map Reference | MB 31 PG 83 |
| Instrument Date | Aug 7, 2023 |
| Instrument | 2023158310 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 685 HICKORY LN, LA GRANGE, KY 40031-7762 |
| Name | Verified Name |
|---|---|
| Address | 12402 CROSSWINDS DR, LOUISVILLE, KY 40243-2116 |
| Document Number | 0000158311 |
|---|---|
| Date | Aug 11, 2023 |
| Instrument | 2023158311 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 12402 CROSSWINDS DR, MIDDLETOWN, KY 40243-2116 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000116874 |
|---|---|
| Date | May 23, 2022 |
| Book Page | M 18094/706 |
| Instrument | 2022116874 |
| Name | PARK COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Address | LOUISVILLE, KY 40299 |
| Type | Unknown |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 25, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 12402 CROSSWINDS DR, MIDDLETOWN, KY 40243-2116 |
| Document Number | 0162920817 |
| Instrument Date | Dec 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12402 CROSSWINDS DR LOUISVILLE KY 402432116, LOUISVILLE, KY 40243-2116 |
| Document Number | 0162920817 |
|---|---|
| Date | Dec 23, 2019 |
| Book Page | 016292/000817 |
| Instrument | 292063 |
| Name | PARK CMNTY CU |
|---|---|
| Address | LOUISVILLE, KY 40299 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 22, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Consolidated City | Louisville/Jefferson County Metro Government |
| Municipality | Middletown City |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,571.00 (+33.65%) | $320,000 (+38.68%) Land $48,000 Building $272,000 | |
| 2024 | $320,000 (+38.68%) Land $48,000 Building $272,000 | ||
| 2023 | $2,672.00 (-0.34%) | $230,750 (-) Land $48,000 Building $182,750 | $230,750 (-) Land $48,000 Building $182,750 |
| 2022 | $2,681.00 | $230,750 Land $48,000 Building $182,750 | $230,750 Land $48,000 Building $182,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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