12400 Crosswinds Dr, Middletown (Louisville), KY 40243 Property Records

Louisville/Jefferson County Metro Government property record for 12400 Crosswinds Dr, Middletown, KY 40243

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,025 sqft · built 1979
Lot Size0.202 acres (8,812 sqft)
OwnerIndividual Name on File
Last Sale$134,000 (Sep 2001)
Tax Bill$2,468 (2025)
Deeds & MortgagesJun 2021 Mortgage
Mar 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN22195105310000

Property Details

APN / Parcel Number

Primary APN22195105310000
Alternative APNs
  • 195105310000
  • 00093646

Interior

Full Baths2 Baths
Building Area1,025 sqft Finished Area
FlooringCovered

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Exterior MaterialBrick Veneer
Construction TypeWood
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area8,812 sqft (0.202 acres)
Deck Area156 sqft
Patio Area20 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number00093646
Street Address12400 CROSSWINDS DR
CityMIDDLETOWN
StateKY
Zip40243-2116
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4-RESIDEN
Legal DescriptionLOT 531 CROSSCREEK SUBDIVISION, SEC 3B, PB.31 PG.83; 0.2023 AC +/-
Legal SubdivisionCROSSCREEKE
Legal Lot Number531
JurisdictionJEFFERSON KY
Township / Civil DivisionSOUTHEAST JEFFERSON
Census Block Group2
Census Block2023
Census Tract10407

Owner

12400 Crosswinds Dr is owned by an individual who acquired it in May 2021.

Source: Louisville/Jefferson County Metro Government records, as of December 16, 2025

Owner of RecordIndividual Name on File
Mailing Address239 TUCKER STATION RD, LOUISVILLE, KY 40243-1340
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
STOCKTON MORTGAGE CORP
Mar 15, 2019Quit Claim Deed, Transfer · Conventional with PMI
UNITED WHOLESALE MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 12, 2001 · Amount on File
Deed SaleSep 12, 2001 · Amount on File
Deed Document Number2001152224
Deed Book / Page7723 / 975
Last Transfer DateMay 21, 2021
Transfer Doc0120340327
Record UpdatedJun 8, 2026

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionJEFFERSON KY
Recording DateJun 2, 2021
Property Address12400 CROSSWINDS DR, MIDDLETOWN, KY 40243-2116
Document Number0000133522
Book / Page12034 / 327
Instrument DateMay 21, 2021
Instrument2021133522
Transaction TypeTransfer
Record UpdatedMar 2, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12400 CROSSWINDS DR, LOUISVILLE, KY 40243-2116

Mortgage

Document Number0000133523
DateJun 2, 2021
Instrument2021133523
Lender
NameSTOCKTON MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2051

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionJEFFERSON KY
Recording DateMar 15, 2019
Property Address12400 CROSSWINDS DR, MIDDLETOWN, KY 40243-2116
Document Number0113670851
Book / Page011367 / 000851
Instrument DateMar 5, 2019
Instrument56700
Transaction TypeTransfer
Record UpdatedApr 2, 2019
Title CompanyFREIBERT AND MATTINGLY TITLE GROUP, FREIBERT & MATTINGLY TITLE GRP

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$166.89
Amount AccuracyConfirmed
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address239 TUCKER STATION RD LOUISVILLE KY 402431340, LOUISVILLE, KY 40243-1340

Mortgage

Document Number158800053
DateMar 15, 2019
Book Page015880/000053
Instrument56701
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMar 14, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 12400 Crosswinds Dr was $2,468.

Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025

Property Jurisdictions

TypeName
StateKentucky
County / Consolidated CityLouisville/Jefferson County Metro Government
MunicipalityMiddletown City
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,468.00$221,220 Land $48,000 Building $173,220
2024$221,220 (-) Land $48,000 Building $173,220
2023$2,561.00 (-0.35%)$221,220 (-) Land $48,000 Building $173,220$221,220 (-) Land $48,000 Building $173,220
2022$2,570.00$221,220 Land $48,000 Building $173,220$221,220 Land $48,000 Building $173,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12400 Crosswinds Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12400 Crosswinds Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUISVILLE WATER COMPANY
private · serves 806,997 people · EPA ID KY0560258
Water SourceSurface water
Last State InspectionOct 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless
5,000 / 5,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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