12401 Eldorado Dr, Sterling Heights, MI 48312 Property Records

Macomb County property record for 12401 Eldorado Dr, Sterling Heights, MI 48312

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,353 sqft · built 1967
Lot Size	0.165 acres (7,187 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Mar 2021)
Tax Bill	$5,070 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`10-10-26-329-047`

Property Details

APN / Parcel Number

Primary APN	`10-10-26-329-047`
Alternative APN	`1026329047`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,353 sqft Living Area
1st Floor Area	1,319 sqft
Basement Area	1,132 sqft
Finished Basement	1,132 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Brick
Construction Type	Brick
Lot Area	7,187 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	12401 ELDORADO DR
City	STERLING HEIGHTS
State	MI
Zip	48312-4041
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60
Legal Description	M 410 $STERLING KNOLLS SUB. LOT 410
Legal Subdivision	STERLING KNOLLS SUB
Legal Lot Number	410
Jurisdiction	MACOMB MI
Township / Civil Division	STERLING HEIGHTS
Census Block Group	4
Census Block	4002
Census Tract	231900

Owner

12401 Eldorado Dr is owned and occupied by an individual who bought it in March 2021.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	12401 ELDORADO DR, STERLING HEIGHTS, MI 48312-4041
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2021	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN MUTUAL INC
Jan 29, 2020	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2021 · Amount on File
Deed Sale	Mar 15, 2021 · Amount on File
Prior Sale	Jan 29, 2020 · Amount on File
Deed Document Number	202135323
Deed Book / Page	27480 / 632
Prior Transfer Date	Jan 19, 2011
Prior Transfer Doc	0000112741
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Mar 15, 2021
Property Address	12401 ELDORADO DR, STERLING HEIGHTS, MI 48312-4041
Document Number	2102135323
Book / Page	27480 / 632
Map Reference	LB 55 PG 47-49
Instrument Date	Feb 22, 2021
Instrument	202102135323
Transaction Type	Transfer
Record Updated	May 10, 2021
Title Company	DEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,892.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12401 ELDORADO DR, 12401, STERLING HEIGHTS, MI 48312-4041

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12401 ELDORADO DR, STERLING HEIGHTS, MI 48312-4041

Mortgage

Document Number	2102135324
Date	Mar 15, 2021
Instrument	202102135324

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jan 29, 2020
Property Address	12401 ELDORADO DR, STERLING HEIGHTS, MI 48312-4041
Document Number	0000012022
Book / Page	026482 / 000689
Instrument Date	Dec 16, 2019
Instrument	12022
Transaction Type	Transfer
Record Updated	Feb 21, 2020
Title Company	GREATER MACOMB TITLE AGENCY, GREATER MACOMB TITLE AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,376.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47136 ROBINS NEST DR SHELBY TOWNSHIP MI 483155015, SHELBY TOWNSHIP, MI 48315-5015

Mortgage

Document Number	12023
Date	Jan 29, 2020
Book Page	026482/000691
Instrument	12023

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 28, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 12401 Eldorado Dr was $5,070 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Sterling Heights City
Unified School District	Warren Consolidated Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$144,900 (+5.46%)	$289,800 (+5.46%)
2025	$5,070.00 Homeowner's exemption	$137,400	$274,800
2023		$115,100	$230,200
2022	$4,292.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12401 Eldorado Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 12401 Eldorado Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STERLING HEIGHTS serves 127,000 people · EPA ID MI0006385
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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