12289 Eldorado Dr, Sterling Heights, MI 48312 Property Records

Macomb County property record for 12289 Eldorado Dr, Sterling Heights, MI 48312

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,353 sqft · built 1967
Lot Size	0.165 acres (7,187 sqft)
Owner	Individual Name on File
Last Sale	$178,000 (Apr 2006)
Tax Bill	$3,103 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`10-10-26-329-046`

Property Details

APN / Parcel Number

Primary APN	`10-10-26-329-046`
Alternative APN	`1026329046`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,353 sqft Living Area
1st Floor Area	1,319 sqft
Basement Area	1,132 sqft
Unfinished Basement	1,132 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Brick
Construction Type	Brick
Lot Area	7,187 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	12289 ELDORADO DR
City	STERLING HEIGHTS
State	MI
Zip	48312-4037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60
Legal Description	M 411 $STERLING KNOLLS SUB. LOT 411
Legal Subdivision	STERLING KNOLLS SUB
Legal Lot Number	411
Jurisdiction	MACOMB MI
Township / Civil Division	STERLING HEIGHTS
Census Block Group	4
Census Block	4002
Census Tract	231900

Owner

12289 Eldorado Dr is owned and occupied by an individual who acquired it in October 2018.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	12289 ELDORADO DR, STERLING HEIGHTS, MI 48312-4037
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage MAIN STREET BANK
Jul 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Oct 26, 2018	Quit Claim Deed, Transfer · Conventional Mortgage MAIN STREET BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2006 · Amount on File
Deed Sale	Apr 28, 2006 · Amount on File
Deed Document Number	20066070334
Deed Book / Page	17800 / 269
Last Transfer Date	Oct 22, 2018
Transfer Doc	0000119223
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	12289 ELDORADO DR, STERLING HEIGHTS, MI 48312-4037
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064151
Date	Jun 3, 2020
Book Page	26745/250
Instrument	2064151

Lender

Name	MAIN STREET BANK
Type	Bank
Address	FRANKLIN, MI 48025

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	12289 ELDORADO DR, STERLING HEIGHTS, MI 48312-4037
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000082988
Date	Jul 26, 2019
Book Page	26093/601
Instrument	9082988

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Oct 26, 2018
Property Address	12289 ELDORADO DR, STERLING HEIGHTS, MI 48312-4037
Document Number	0000119223
Book / Page	25652 / 724
Map Reference	LB 55 PG 47
Instrument Date	Oct 22, 2018
Instrument	8119223
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12289 ELDORADO DR, STERLING HEIGHTS, MI 48312-4037

Mortgage

Document Number	0000119224
Date	Oct 26, 2018
Instrument	8119224

Lender

Name	MAIN STREET BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 12289 Eldorado Dr was $3,103 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Sterling Heights City
Unified School District	Warren Consolidated Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$137,700	$275,400
2025	$3,103.00
2023		$108,600	$217,200
2022	$2,627.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12289 Eldorado Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 12289 Eldorado Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STERLING HEIGHTS serves 127,000 people · EPA ID MI0006385
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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