1235 Surf Ave, Pacific Grove, CA 93950 Property Records

Monterey County property record for 1235 Surf Ave, Pacific Grove, CA 93950

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,717 sqft · built 1951
Lot Size	0.138 acres (6,000 sqft)
Owner	Trust Name on File
Last Sale	$1,250,000 (Nov 2018)
Tax Bill	$28,347 (2025)
Deeds & Mortgages	Nov 2023 Transfer Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`006-013-002-000`

Property Details

APN / Parcel Number

Primary APN	`006-013-002-000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,717 sqft Living Area
1st Floor Area	2,717 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 2022
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,000 sqft (0.138 acres)
Garage Area	516 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1235 SURF AVE
City	PACIFIC GROVE
State	CA
Zip	93950-2033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRWAY HOMES TRACT LOT 2 BLK 355
Legal Subdivision	FAIRWAY HOMES
Legal Block	355
Legal Lot Number	2
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1004
Census Tract	12402

Owner

1235 Surf Ave is owner-occupied and held in a trust since November 2018.

Source: Monterey County records, as of October 13, 2026

Owner of Record	Trust Name on File
Mailing Address	1235 SURF AVE, PACIFIC GROVE, CA 93950-2033
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2023	Intrafamily Transfer, Transfer
Nov 20, 2018	Grant Deed, Transfer · ARM GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2018 · Amount on File
Deed Sale	Nov 20, 2018 · Amount on File
Prior Sale	Nov 30, 2010 · Amount on File
Deed Document Number	201853135
Prior Transfer Date	Apr 18, 2002
Prior Transfer Doc	0000043355
Record Updated	Oct 29, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Nov 22, 2023
Property Address	1235 SURF AVE, PACIFIC GROVE, CA 93950-2033
Document Number	0000041157
Map Reference	VOL 3 PG 86
Instrument Date	Nov 16, 2023
Instrument	2023041157
Transaction Type	Transfer
Record Updated	Dec 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1235 SURF AVE, PACIFIC GROVE, CA 93950-2033

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Nov 20, 2018
Property Address	1235 SURF AVE, PACIFIC GROVE, CA 93950-2033
Document Number	0000053135
Map Reference	VOL3 PG86
Instrument Date	Nov 8, 2018
Instrument	2018053135
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	6315 AZALEA LN, DALLAS, TX 75230-3411

Mortgage

Document Number	0000053136
Date	Nov 20, 2018
Instrument	2018053136

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Non-Lending Institution

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Dec 1, 2023
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6.12%
Index	1-Year LIBOR
Max Rate	9.12%

Tax Assessment & Valuation

The 2025 property tax bill for 1235 Surf Ave was $28,347 with a homeowner's exemption.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Pacific Grove City
Unified School District	Pacific Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,642,407 (+2%) Land $1,137,827 Building $1,504,580
2025	$28,347.00 Homeowner's exemption	$2,590,596 Land $1,115,517 Building $1,475,079
2023	$27,263.00 (+40.18%) Homeowner's exemption	$2,490,001 Land $1,072,201 Building $1,417,800
2022	$19,448.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1235 Surf Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1235 Surf Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Surf Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures