1240 Spivey Rd, Chula Vista, CA 91913 Property Records

San Diego County property record for 1240 Spivey Rd, Chula Vista, CA 91913

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 3,657 sqft · built 2021
Owner2 Individual Names on File
Last Sale$1,004,000 (Feb 2021)
Tax Bill$20,156 (2025)
Deeds & MortgagesOct 2020 Construction Loan
Feb 2021 Sale
Flood ZoneZone X (minimal risk)
APN644-390-09-00

Property Details

APN / Parcel Number

Primary APN644-390-09-00

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Building Area3,657 sqft Living Area

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address1240 SPIVEY RD
CityCHULA VISTA
StateCA
Zip91913-3523
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC15SF3
Legal DescriptionLOT 9 TR 016325
Legal SubdivisionOTAY RANCH VILLAGE 2 SOUTH CHU
Legal Tract016325
Legal Block3
Legal Lot Number9
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3001
Census Tract13317

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1240 SPIVEY RD, CHULA VISTA, CA 91913-3523
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2020Deed of Trust, Mortgage · Construction Mortgage
MECHANICS BANK
Feb 26, 2021Grant Deed, Transfer
FNTG BUILDER SERVICES

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 26, 2021 · Amount on File
Deed SaleFeb 26, 2021 · Amount on File
Deed Document Number2021153886
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1240 SPIVEY RD, CHULA VISTA, CA 91913-3523
Transaction TypeMortgage
Record UpdatedAug 24, 2021
Title CompanyFIRST AMER TTL CO HOMEBUILDE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000627016
DateOct 15, 2020
Instrument2020-0627016
Lender
NameMECHANICS BANK
TypeBank
AddressWALNUT CREEK, CA 94596
Agreement
TypeConstruction Mortgage
AmountAmount on Record

February 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 26, 2021
Property Address1240 SPIVEY RD, CHULA VISTA, CA 91913-3523
Document Number0000153886
Map ReferenceMAP 16325
Instrument DateJan 30, 2021
Instrument2021-0153886
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFNTG BUILDER SERVICES

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1240 SPIVEY RD, CHULA VISTA, CA 91913-3523

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,089,656 (+2%) Land $402,987 Building $686,669
2025$20,156.00 (+9.53%) Homeowner's exemption$1,068,291 (+4.04%) Land $395,086 Building $673,205
2023$18,403.00 (+4.08%) Homeowner's exemption$1,026,810 Land $379,746 Building $647,064
2022$17,682.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 75% of the US · above 51% of California
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTAY WATER DISTRICT
serves 242,155 people · EPA ID CA3710034
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Cox Communications
Fiber
2,000 / 35
Verizon
Fixed Wireless
300 / 20

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