DuPage County property record for 1240 Modaff Rd, Naperville, IL 60540
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,434 sqft · built 1961 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $355,000 (Sep 2019) |
| Tax Bill | $10,098 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Dec 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-30-114-010 |
| Primary APN | 08-30-114-010 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,434 sqft Living Area |
| Gross Area | 3,134 sqft |
| 1st Floor Area | 1,206 sqft |
| 2nd Floor Area | 1,228 sqft |
| Basement Area | 700 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Exterior Material | Wood Siding |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | HVAC |
|---|
| Street Address | 1240 MODAFF RD |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60540-7819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | MOSER HIGHLANDS UNIT 12 |
| Legal Subdivision | MOSER HIGHLANDS |
| Legal Block | 9 |
| Legal Lot Number | 11 |
| Legal Unit | 12 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | LISLE |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 846206 |
Source: DuPage County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1240 MODAFF RD, NAPERVILLE, IL 60540-7819 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 22, 2023 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Dec 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP |
| Sep 4, 2019 | Deed, Transfer · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP |
| Jan 10, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 4, 2019 · Amount on Record |
| Deed Sale | Sep 4, 2019 · Amount on Record |
| Prior Sale | Jul 11, 1996 |
| Deed Document Number | 201977116 |
| Prior Transfer Date | Jun 24, 1996 |
| Prior Transfer Doc | 0000114735 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 1240 MODAFF RD, NAPERVILLE, IL 60540-7819 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1240 MODARR RD, NAPERVILLE, IL 60540 |
| Document Number | 0000039061 |
|---|---|
| Date | Jun 22, 2023 |
| Instrument | R2023-039061 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 20, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 1240 MODAFF RD, NAPERVILLE, IL 60540-7819 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | GREATER ILLINOIS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000173597 |
|---|---|
| Date | Dec 2, 2021 |
| Instrument | R2021-173597 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Sep 4, 2019 |
| Property Address | 1240 MODAFF RD, NAPERVILLE, IL 60540-7819 |
| Document Number | 0000077116 |
| Map Reference | DOC 980172 |
| Instrument Date | Aug 23, 2019 |
| Instrument | R2019-077116 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | HOME CLOSING SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $355.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1240 MODAFF RD, NAPERVILLE, IL 60540-7819 |
| Document Number | 0000077117 |
|---|---|
| Date | Sep 4, 2019 |
| Instrument | R2019-077117 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.95% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Jan 10, 2019 |
| Property Address | 1240 MODAFF RD, NAPERVILLE, IL 60540-7819 |
| Document Number | 0000002090 |
| Instrument Date | Dec 19, 2018 |
| Instrument | 2090 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1240 MODAFF RD NAPERVILLE IL 605407819, NAPERVILLE, IL 60540-7819 |
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Lisle Township |
| Municipality | Naperville City |
| Unified School District | Naperville Community Unit District 203 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,098.00 (+16.73%) | $181,039 (+29.62%) Land $84,443 Building $96,596 | $543,117 (+29.62%) Land $253,329 Building $289,788 |
| 2022 | $8,651.00 Homeowner's exemption | $139,670 Land $65,150 Building $74,520 | $419,010 Land $195,450 Building $223,560 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1979–1983) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Jul 1983 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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