St. Joseph County property record for 1240 E Chicago Rd, Sturgis, MI 49091
| Property Type | Commercial |
|---|---|
| Details | 4,450 sqft |
| Lot Size | 0.67 acres (29,185 sqft) |
| Owner | Company Name on Record |
| Last Sale | $300,000 (Aug 2020) |
| Tax Bill | $6,391 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Aug 2020 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 052-777-086-10 |
| Primary APN | 052-777-086-10 |
|---|
| Building Area | 4,450 sqft Building Perimeter |
|---|
| Lot Area | 29,185 sqft (0.67 acres) |
|---|---|
| Lot Dimensions | 172 ft deep x 169 ft wide |
| Street Address | 1240 E CHICAGO RD |
|---|---|
| City | STURGIS |
| State | MI |
| Zip | 49091-1926 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | COM AT E LN ARTHUR ST & N LN CHICAGO RD TH N 80D 29M 53S E ALG CHICAGO RD 150 FT TO POB TH N 00D 47M 54S W 154.01 FT TH N 00D |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | STURGIS |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 40800 |
Source: St. Joseph County records, as of July 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 683, STURGIS, MI 49091-0683 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Mar 25, 2024 | Deed of Trust, Mortgage · Line of Credit STURGIS BANK & TRUST CO |
| Aug 24, 2020 | Warranty Deed, Transfer · Line of Credit INCREDIBLEBANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 24, 2020 · Amount on Record |
| Deed Sale | Aug 24, 2020 · Amount on Record |
| Prior Sale | Jan 5, 2016 · Amount on Record |
| Deed Document Number | 20204847 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 1240 E CHICAGO RD, STURGIS, MI 49091-1926 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2024 |
| Name | Verified Name |
|---|
| Document Number | 2024001874 |
|---|---|
| Date | Mar 25, 2024 |
| Instrument | 2024001874 |
| Name | STURGIS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | STURGIS, MI 49091 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Aug 24, 2020 |
| Property Address | 1240 E CHICAGO RD, STURGIS, MI 49091-1926 |
| Document Number | 2020004847 |
| Instrument Date | Aug 4, 2020 |
| Instrument | 2020004847 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6618 OLEANDER LN, PORTAGE, MI 49024-3930 |
| Name | Verified Name |
|---|---|
| Address | 1745 S CENTERVILLE RD, STURGIS, MI 49091-8732 |
| Date | Aug 24, 2020 |
|---|
| Name | INCREDIBLEBANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Sturgis City |
| Unified School District | Sturgis Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $159,800 (+29.29%) Land $39,800 Building $120,000 | $319,600 (+29.29%) Land $79,600 Building $240,000 | |
| 2025 | $6,391.00 | ||
| 2023 | $123,600 Land $19,000 Building $104,600 | $247,200 Land $38,000 Building $209,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STURGIS serves 11,920 people · EPA ID MI0006440 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Lakeland Internet.
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