1240 Concho Trl, Prosper, TX 75078 Property Records

Collin County property record for 1240 Concho Trl, Prosper, TX 75078

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,973 sqft · built 2014
Owner	Individual Name on Record
Tax Bill	$15,683 (2024)
Deeds & Mortgages	Nov 2025 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-9537-00B-0150-1`

Property Details

APN / Parcel Number

Primary APN	`R-9537-00B-0150-1`
Alternative APN	`2637554`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,973 sqft Living Area
1st Floor Area	3,484 sqft
2nd Floor Area	1,490 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Garage Type	Attached
Garage Area	429 sqft
Parking Spaces	3 Parking Spaces
Pool Area	430 sqft
Porch	Porch
Porch Area	369 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2637554
Street Address	1240 CONCHO TRL
City	PROSPER
State	TX
Zip	75078-9438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SADDLE CREEK PHASE ONE (CPR), BLK B, LOT 15
Legal Subdivision	SADDLE CREEK PHASE ONE (CPR)
Legal Phase	1
Legal Block	B
Legal Lot Number	15
Jurisdiction	COLLIN TX
Township / Civil Division	CELINA
Census Block Group	1
Census Block	1017
Census Tract	30304

Owner

Source: Collin County records, as of November 13, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1240 CONCHO TRL, PROSPER, TX 75078-9438
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Vendor's Lien, Transfer · Conventional Mortgage NEXA MORTGAGE LLC
Mar 6, 2020	Warranty Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2025
Deed Sale	Nov 3, 2025
Prior Sale	Mar 6, 2020
Deed Document Number	2025000141737
Record Updated	Jun 8, 2026

November 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Nov 3, 2025
Property Address	1240 CONCHO TRL, PROSPER, TX 75078-9438
Document Number	2025000141737
Map Reference	FILE 200801300100003
Instrument Date	Oct 30, 2025
Instrument	2025000141737
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	NDEPENDENCE TITLE ALLEN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1240 CONCHO TRL, PROSPER, TX 75078-9438

Mortgage

Document Number	2025000141738
Date	Nov 3, 2025
Instrument	2025000141738

Lender

Name	NEXA MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Mar 6, 2020
Property Address	1240 CONCHO TRL, PROSPER, TX 75078-9438
Document Number	0000329140
Instrument Date	Mar 6, 2020
Instrument	329140
Transaction Type	Transfer
Record Updated	Sep 11, 2020
Title Company	STEWART TITLE/CALDWELL, STC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	7020 ALLEGIANCE DR MCKINNEY TX 750714729, MCKINNEY, TX 75071-4729

Mortgage

Document Number	329150
Date	Mar 6, 2020
Instrument	329150

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2050

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Prosper Town
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,500,740 (+17.47%) Land $480,000 Building $1,020,740	$1,500,740 (+17.47%) Land $480,000 Building $1,020,740
2024	$15,683.00 (+3.12%)
2023		$1,277,504 Land $300,000 Building $977,504	$1,277,504 Land $300,000 Building $977,504
2022	$15,208.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	200 / 50
ElektraFi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Grayson Collin Communications, Hotwire Communications.

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