1230 Concho Trl, Prosper, TX 75078 Property Records

Collin County property record for 1230 Concho Trl, Prosper, TX 75078

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,580 sqft · built 2014
Owner	Individual Name on File
Tax Bill	$15,653 (2024)
Deeds & Mortgages	Sep 2020 Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-9537-00B-0140-1`

Property Details

APN / Parcel Number

Primary APN	`R-9537-00B-0140-1`
Alternative APN	`2637553`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,580 sqft Living Area
Gross Area	5,279 sqft
1st Floor Area	2,833 sqft
2nd Floor Area	1,748 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Garage Type	Attached
Garage Area	699 sqft
Parking Spaces	2 Parking Spaces
Pool Area	700 sqft
Porch	Porch
Porch Area	645 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2637553
Street Address	1230 CONCHO TRL
City	PROSPER
State	TX
Zip	75078-9438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SADDLE CREEK PHASE ONE (CPR), BLK B, LOT 14
Legal Subdivision	SADDLE CREEK PHASE ONE (CPR)
Legal Phase	1
Legal Block	B
Legal Lot Number	14
Jurisdiction	COLLIN TX
Township / Civil Division	CELINA
Census Block Group	1
Census Block	1017
Census Tract	30304

Owner

1230 Concho Trl is owned and occupied by an individual who acquired it in August 2015.

Source: Collin County records, as of October 23, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1230 CONCHO TRL, PROSPER, TX 75078-9438
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2020	Deed of Trust, Mortgage CMG FIN'L
Mar 12, 2019	Deed of Trust, Mortgage WESTERN FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2015
Deed Sale	Aug 27, 2015
Prior Sale	Jun 16, 2014
Deed Document Number	20150827001085400
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	1230 CONCHO TRL, PROSPER, TX 75078-9438
Document Number	0001687810
Instrument Date	Sep 24, 2020
Transaction Type	Mortgage
Record Updated	Oct 16, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1230 CONCHO TRL PROSPER TX 750789438, PROSPER, TX 75078-9438

Mortgage

Document Number	0001687810
Date	Oct 1, 2020
Instrument	1687810

Lender

Name	CMG FIN'L
Type	Funding / Finance Company
Address	SAN RAMON, CA 94583

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 30, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	1230 CONCHO TRL, PROSPER, TX 75078-9438
Document Number	0000256630
Instrument Date	Mar 12, 2019
Transaction Type	Mortgage
Record Updated	Mar 26, 2019
Title Company	NORTH AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1230 CONCHO TRL PROSPER TX 750789438, PROSPER, TX 75078-9438

Mortgage

Document Number	0000256630
Date	Mar 12, 2019
Instrument	256630

Lender

Name	WESTERN FCU
Type	Credit Union
Address	HAWTHORNE, CA 90250

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 11, 2049

Interest

Rate Type	Adjustable Rate
Rate	1.75%

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Prosper Town
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,459,095 Land $480,000 Building $979,095	$1,459,095 Land $480,000 Building $979,095
2024	$15,653.00
2023		$1,227,887 Land $300,000 Building $927,887	$1,227,887 Land $300,000 Building $927,887
2022	$15,175.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1230 Concho Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1230 Concho Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	200 / 50
ElektraFi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Grayson Collin Communications, Hotwire Communications.

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