1240 4th St, Monterey, CA 93940 Property Records

Monterey County property record for 1240 4th St, Monterey, CA 93940

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,433 sqft · built 1939
Lot Size	0.092 acres (4,000 sqft)
Owner	2 Trust Names on File
Last Sale	$1,113,000 (Jun 2022)
Tax Bill	$13,758 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-839-002-000`

Property Details

APN / Parcel Number

Primary APN	`001-839-002-000`
Alternative APN	`001-839-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,433 sqft Living Area
1st Floor Area	1,433 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Duplex Single
Construction Type	Wood
Lot Area	4,000 sqft (0.092 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	001-839-002
Street Address	1240 4TH ST
City	MONTEREY
State	CA
Zip	93940-3515
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	OAK GROVE ADD LOT 14 BLK 9
Legal Subdivision	OAK GROVE ADD
Legal Block	9
Legal Lot Number	14
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	2
Census Block	2000
Census Tract	13000

Owner

1240 4th St, a duplex, is held in a trust since June 2022.

Source: Monterey County records, as of August 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	9128 QUAIL TERRACE WAY, ELK GROVE, CA 95624-4035
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2022 · Amount on File
Deed Sale	Jun 2, 2022 · Amount on File
Prior Sale	May 30, 2002 · Amount on File
Deed Document Number	202225226
Prior Transfer Date	Apr 4, 1994
Prior Transfer Doc	0000028960
Record Updated	Oct 29, 2026

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Jun 2, 2022
Property Address	1240 4TH ST, MONTEREY, CA 93940-3515
Document Number	0000025226
Map Reference	VOL 1 PG 20
Instrument Date	May 24, 2022
Instrument	2022025226
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	9128 QUAIL TERRACE WAY, ELK GROVE, CA 95624-4035

Mortgage

Document Number	0000025227
Date	Jun 2, 2022
Instrument	2022025227

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Jul 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.25%
Index	1-Year CMT
Max Rate	9.25%

Tax Assessment & Valuation

The 2025 property tax bill for 1240 4th St was $13,758.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,204,745 (+2%) Land $595,337 Building $609,408
2025	$13,758.00	$1,181,123 Land $583,664 Building $597,459
2023	$12,402.00 (+75.94%)	$1,135,260 Land $561,000 Building $574,260
2022	$7,049.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1240 4th St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978)
Most Recent Claim	Jan 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1240 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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