1221 4th St, Monterey, CA 93940 Property Records

Monterey County property record for 1221 4th St, Monterey, CA 93940

Property Summary

Property Type	Apartments (5+ Units)
Details	6 bd · 4 ba · 2,441 sqft · built 1925
Lot Size	0.184 acres (8,000 sqft)
Owner	Company Name on Record
Last Sale	$1,055,000 (Aug 2021)
Tax Bill	$15,196 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Aug 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`001-834-016-000`

Property Details

APN / Parcel Number

Primary APN	`001-834-016-000`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	22 Rooms
Stories	1 Story
Building Area	2,441 sqft Living Area
1st Floor Area	1,931 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	8,000 sqft (0.184 acres)
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1221 4TH ST
City	MONTEREY
State	CA
Zip	93940-3514
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	OAK GROVE ADD LOT 15, 17 BLK 7
Legal Subdivision	OAK GROVE ADD
Legal Block	7
Legal Lot Number	15,17
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1015
Census Tract	13000

Owner

Source: Monterey County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1 OAK MEADOW LN, CARMEL VALLEY, CA 93924-9455
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST FOUNDATION BANK
Aug 16, 2021	Grant Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2021 · Amount on Record
Deed Sale	Aug 16, 2021 · Amount on Record
Prior Sale	Jul 24, 2013 · Amount on Record
Deed Document Number	202155193
Prior Transfer Date	Apr 16, 2013
Prior Transfer Doc	0000024162
Record Updated	Oct 29, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Nov 21, 2022
Property Address	1221 4TH ST, MONTEREY, CA 93940-3514
Document Number	0000049356
Map Reference	MB 1 PG 20
Instrument Date	Nov 14, 2022
Instrument	2022049356
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1 OAK MEADOW LN, CARMEL VALLEY, CA 93924-9455

Mortgage

Document Number	0000049357
Date	Nov 21, 2022
Instrument	2022049357

Lender

Name	FIRST FOUNDATION BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Dec 1, 2027
Change Frequency	6 Months
Min Rate At Change	3.62%
Max Rate At Change	9.62%
Index	Other
Max Rate	9.62%

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Aug 16, 2021
Property Address	1221 4TH ST, MONTEREY, CA 93940-3514
Document Number	0000055193
Map Reference	VOL 1 PG 20
Instrument Date	Aug 11, 2021
Instrument	2021055193
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1 OAK MEADOW LN, CARMEL VALLEY, CA 93924-9455

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,305,164 (+2%) Land $627,810 Building $677,354
2025	$15,196.00 (+28.58%)	$1,279,573 (+18.91%) Land $615,500 Building $664,073
2023	$11,818.00 (+1.39%)	$1,076,100 Land $591,600 Building $484,500
2022	$11,656.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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