1240 3rd St, Monterey, CA 93940 Property Records

Monterey County property record for 1240 3rd St, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,872 sqft · built 1926
Lot Size	0.092 acres (4,000 sqft)
Owner	Individual Name on Record
Tax Bill	$9,772 (2025)
Deeds & Mortgages	Jul 2022 Transfer Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-834-004-000`

Property Details

APN / Parcel Number

Primary APN	`001-834-004-000`
Alternative APN	`001-834-004`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,872 sqft Living Area
1st Floor Area	1,872 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 2022
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	4,000 sqft (0.092 acres)
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	001-834-004
Street Address	1240 3RD ST
City	MONTEREY
State	CA
Zip	93940-3336
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK GROVE ADD LOT 14 BLK 7
Legal Subdivision	OAK GROVE ADD
Legal Block	7
Legal Lot Number	14
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1015
Census Tract	13000

Owner

Source: Monterey County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1240 3RD ST, MONTEREY, CA 93940-3336
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2022	Intrafamily Transfer, Transfer
Sep 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 5, 2020	Intrafamily Transfer, Transfer · VA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2020
Deed Sale	Aug 5, 2020
Prior Sale	Dec 2, 2014 · Amount on Record
Deed Document Number	202038901
Last Transfer Date	Jul 14, 2022
Transfer Doc	0000031649
Record Updated	Oct 29, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Jul 21, 2022
Property Address	1240 3RD ST, MONTEREY, CA 93940-3336
Document Number	0000031649
Map Reference	VOL 1 PG 20
Instrument Date	Jul 14, 2022
Instrument	2022031649
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1240 3RD ST, MONTEREY, CA 93940-3336

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1240 3RD ST, MONTEREY, CA 93940-3336
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1240 3RD ST, MONTEREY, CA 93940-3336

Mortgage

Document Number	0000059218
Date	Sep 2, 2021
Instrument	2021059218

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Aug 5, 2020
Property Address	1240 3RD ST, MONTEREY, CA 93940-3336
Document Number	0000038901
Map Reference	VOL 1 PG 20
Instrument Date	Apr 17, 2020
Instrument	2020038901
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	AMROCK INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1240 3RD ST, MONTEREY, CA 93940-3336

Mortgage

Document Number	0000038902
Date	Aug 5, 2020
Instrument	2020038902

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$856,513 (+2%) Land $490,549 Building $365,964
2025	$9,772.00 (+10.88%)	$839,720 (+4.04%) Land $480,931 Building $358,789
2023	$8,813.00 (+6.09%)	$807,113 Land $462,256 Building $344,857
2022	$8,307.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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