Monterey County property record for 1186 3rd St, Monterey, CA 93940
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,270 sqft · built 1920 |
| Lot Size | 0.092 acres (4,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,000,000 (Dec 2024) |
| Tax Bill | $11,627 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Apr 2026 Mortgage + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-835-007-000 |
| Primary APN | 001-835-007-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,270 sqft Living Area |
| 1st Floor Area | 1,270 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Duplex Single |
| Construction Type | Wood |
| Lot Area | 4,000 sqft (0.092 acres) |
| Garage Area | 144 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Floor/Wall Furnace |
|---|
| Old Parcel Number | 001-835-007 |
|---|---|
| Street Address | 1186 3RD ST |
| City | MONTEREY |
| State | CA |
| Zip | 93940-3334 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | OAK GROVE ADD LOT 6 BLK 8 |
| Legal Subdivision | OAK GROVE ADD |
| Legal Block | 8 |
| Legal Lot Number | 6 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SEASIDE-MONTEREY |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 13000 |
Source: Monterey County records · APN 001-835-007-000
Assessment roll updated July 23, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1186 3RD ST, MONTEREY, CA 93940-3334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 29, 2026 | Deed of Trust, Mortgage · Line of Credit FREMONT BANK |
| Apr 07, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK |
| Feb 27, 2024 | Intrafamily Transfer, Transfer |
| Jan 10, 2024 | Intrafamily Transfer, Transfer |
| Jun 28, 2023 | Deed of Trust, Mortgage · SBA Mortgage NEWTEK BANK NA |
| Dec 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORP |
| Apr 04, 2018 | Grant Deed, Transfer · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORP |
| Jan 22, 2018 | Deed of Trust, Mortgage · Conventional with PMI CONVENTUS LLC |
| Sep 29, 2017 | Grant Deed, Transfer OLD REPUBLIC TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 27, 2024 · Amount on Record |
| Deed Sale | Dec 27, 2024 · Amount on Record |
| Prior Sale | Apr 04, 2018 · Amount on Record |
| Deed Document Number | 202449846 |
| Prior Transfer Date | May 08, 2009 |
| Prior Transfer Doc | 0000029375 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Apr 29, 2026 |
| Property Address | 1186 3RD ST, MONTEREY, CA 93940-3334 |
| Document Number | 0000014230 |
| Instrument Date | Apr 25, 2026 |
| Instrument | 202614230 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 1186 3RD ST, MONTEREY, CA 93940-3334 |
| Document Number | 0000014230, |
|---|---|
| Date | Apr 29, 2026 |
| Instrument | 202614230 |
| Name | FREMONT BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Apr 07, 2026 |
| Property Address | 1186 3RD ST, MONTEREY, CA 93940-3334 |
| Document Number | 0000011370 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 202611370 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 1186 3RD ST, MONTEREY, CA 93940-3334 |
| Document Number | 0000011370, |
|---|---|
| Date | Apr 07, 2026 |
| Instrument | 202611370 |
| Name | FREMONT BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Feb 27, 2024 |
| Property Address | 1186 3RD ST, MONTEREY, CA 93940-3334 |
| Document Number | 0000006622 |
| Map Reference | VOL 1 PG 20 |
| Instrument Date | Feb 12, 2024 |
| Instrument | 2024006622 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 7490 MURPHY AVE, MORGAN HILL, CA 95037 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Jan 10, 2024 |
| Property Address | 1186 3RD ST, MONTEREY, CA 93940-3334 |
| Document Number | 0000000928 |
| Map Reference | VOL 1 PG 20 |
| Instrument Date | Dec 16, 2023 |
| Instrument | 2024000928 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17490 MURPHY AVE, MORGAN HILL, CA 95037-3390 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 1186 3RD ST, MONTEREY, CA 93940-3334 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2023 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000019682 |
|---|---|
| Date | Jun 28, 2023 |
| Instrument | 2023019682 |
| Name | NEWTEK BANK NA |
|---|---|
| Type | Bank |
| Address | NEW HYDE PARK, NY 11042 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 01, 2033 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 1186 3RD ST, MONTEREY, CA 93940-3334 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2022 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 17490 MURPHY AVE, MORGAN HILL, CA 95037-3390 |
| Document Number | 0000085723 |
|---|---|
| Date | Dec 28, 2021 |
| Instrument | 2021085723 |
| Name | GENERAL MORTGAGE CAPITAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | BURLINGAME, CA 94010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Apr 04, 2018 |
| Property Address | 1186 3RD ST, MONTEREY, CA 93940-3334 |
| Document Number | 0000014319 |
| Map Reference | VOL1 PG20 |
| Instrument Date | Mar 29, 2018 |
| Instrument | 2018014319 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | OLD REPUBLIC TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 17490 MURPHY AVE, MORGAN HILL, CA 95037-3390 |
| Document Number | 0000014320 |
|---|---|
| Date | Apr 04, 2018 |
| Instrument | 2018014320 |
| Name | GENERAL MORTGAGE CAPITAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 1186 3RD ST, MONTEREY, CA 93940-3334 |
| Document Number | 0000003025 |
| Instrument Date | Jan 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 2601 APPLE TREE WAY GILROY CA 950207570, GILROY, CA 95020-7570 |
| Document Number | 0000003025 |
|---|---|
| Date | Jan 25, 2018 |
| Instrument | 3025 |
| Name | CONVENTUS LLC |
|---|---|
| Address | 111 POTRERO AVE, SAN FRANCISCO, CA 94103-4812 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Sep 29, 2017 |
| Property Address | 1186 3RD ST, MONTEREY, CA 93940-3334 |
| Document Number | 0000052371 |
| Instrument Date | Sep 14, 2017 |
| Instrument | 52371 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2017 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $671.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 305 VINEYARD TOWN CTR #195 MORGAN HILL CA 950375674, 195, MORGAN HILL, CA 95037-5674 |
Source: Monterey County records · Assessment roll updated July 23, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Municipality | Monterey City |
| Unified School District | Monterey Peninsula Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $11,627.00 (+9.86%) | $1,000,000 (+6.32%) Land $700,000 Building $300,000 |
| 2024 | $10,583.00 (+2.77%) | |
| 2023 | $10,298.00 (+1.4%) | $940,533 Land $546,822 Building $393,711 |
| 2022 | $10,156.00 |
Source: FEMA National Flood Hazard Layer as of July 15, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Razzolink Fixed Wireless | 500 / 250 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: California Internet, T-Mobile USA, Verizon.
Based on FCC filings for 217 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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