124 Windward Ln, Bristol, RI 02809 Property Records

Bristol Town property record for 124 Windward Ln, Bristol, RI 02809

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,171 sqft · built 1985
Lot Size	1.37 acres (60,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (May 2022)
Tax Bill	$5,801 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`50-0099-46`

Property Details

APN / Parcel Number

Primary APN	`50-0099-46`
Alternative APNs	`BRIS M:54 L:2-124` `M:54 L:2=124` `3559`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,171 sqft Living Area
Gross Area	2,035 sqft
Basement Area	384 sqft
Unfinished Basement	384 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	60,000 sqft (1.37 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	50-0099-46
Street Address	124 WINDWARD LN
City	BRISTOL
State	RI
Zip	02809-1551
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PUD
Legal Lot Number	2-124
Jurisdiction	BRISTOL RI
Township / Civil Division	BRISTOL
Census Block Group	2
Census Block	2000
Census Tract	30902

Owner

Source: Bristol Town records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	124 WINDWARD LN, BRISTOL, RI 02809-1551
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage BAYCOAST MORTGAGE COMPANY
May 21, 2020	Deed of Trust, Mortgage · Conventional with PMI PEOPLES CU
Jul 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES CU
Jun 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2022 · Amount on Record
Deed Sale	May 20, 2022 · Amount on Record
Prior Sale	Feb 17, 2016 · Amount on Record
Deed Document Number	20221668
Deed Book / Page	2173 / 259
Transfer Doc	1871-234
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRISTOL RI
Recording Date	May 20, 2022
Property Address	124 WINDWARD LN, BRISTOL, RI 02809-1551
Document Number	002173-259
Book / Page	2173 / 259
Instrument Date	May 19, 2022
Instrument	1668
Transaction Type	Transfer
Record Updated	Jun 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6 ALFRED DR, BARRINGTON, RI 02806-4725

Mortgage

Document Number	0000001669
Date	May 20, 2022
Instrument	1669

Lender

Name	BAYCOAST MORTGAGE COMPANY

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.63%
Type Change Date	Jun 1, 2032
Max Rate At Change	2.75%
Index	1-Year CMT

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRISTOL RI
Property Address	124 WINDWARD LN, BRISTOL, RI 02809-1551
Document Number	2035-30
Instrument Date	May 21, 2020
Transaction Type	Mortgage
Record Updated	Jun 28, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 WINDWARD LN #124 BRISTOL RI 028091551, 124, BRISTOL, RI 02809-1551

Mortgage

Document Number	2035-30
Date	May 21, 2020
Book Page	002035/000030
Instrument	5340

Lender

Name	PEOPLES CU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRISTOL RI
Property Address	124 WINDWARD LN, BRISTOL, RI 02809-1551
Document Number	1994-55
Instrument Date	Jul 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 WINDWARD LN #124 BRISTOL RI 028091551, 124, BRISTOL, RI 02809-1551

Mortgage

Document Number	1994-55
Date	Aug 14, 2019
Book Page	001994/000055

Lender

Name	PEOPLES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 13, 2029

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRISTOL RI
Property Address	124 WINDWARD LN, BRISTOL, RI 02809-1551
Document Number	1899-255
Book / Page	001899 / 000255
Instrument Date	Jun 9, 2017
Transaction Type	Mortgage
Record Updated	Aug 8, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 WINDWARD LN #124 BRISTOL RI 028091551, 124, BRISTOL, RI 02809-1551

Mortgage

Document Number	1899-255
Date	Jul 12, 2017
Book Page	001899/000255

Lender

Name	PEOPLES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 11, 2037

Tax Assessment & Valuation

Source: Bristol Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Bristol Town
Unified School District	Bristol-Warren Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,801.00 (+38.35%)
2025	$4,193.00 (+4.75%)	$303,400 (+1.27%) Building $303,400
2023	$4,003.00 (+2.77%)	$299,600 (-) Building $299,600
2022	$3,895.00	$299,600 Building $299,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	61 units insured incl. 32 condo units
Nearby Flood Claims	19 (1985–2018)
Claims Outside the SFHA	3 of 19
Most Recent Claim	Mar 2018 · other causes
Claims by Event	Severe Storms And Flooding, Apr 2010 · 5 claims Hurricane Bob, Aug 1991 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRISTOL COUNTY WATER AUTHORITY serves 49,000 people · EPA ID RI1647515
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
i3 Broadband Cable	2,000 / 40
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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