124 Windlass Pointe Dr, Moneta, VA 24121 Property Records

Franklin County property record for 124 Windlass Pointe Dr, Moneta, VA 24121

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,306 sqft · built 1985
Lot Size	0.034 acres (1,481 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Nov 2009)
Tax Bill	$2,533 (2025)
Deeds & Mortgages	Jul 2024 Foreclosure Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031 07-039 00`

Property Details

APN / Parcel Number

Primary APN	`031 07-039 00`
Alternative APN	`8078`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,306 sqft Living Area
Gross Area	2,126 sqft
1st Floor Area	1,120 sqft
Basement Area	616 sqft
Finished Basement	616 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2006
Architectural Style	Townhouse
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,481 sqft (0.034 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Type	Mixed
Garage Area	130 sqft
Deck Area	80 sqft
Patio Area	160 sqft
Boat House	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	8078
Street Address	124 WINDLASS POINTE DR
City	MONETA
State	VA
Zip	24121-2674
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RMF
Legal Description	FAIRWAY BAY TOWNHSE UNIT 20 BLDG E TOWNHOUSE
Legal Subdivision	TOWNHOUS
Legal Unit	20
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	1
Census Block	1009
Census Tract	20104

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 3407, WARRENTON, VA 20188-8007
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2024	Foreclosure
Oct 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage MIDLAND MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2009 · Amount on Record
Deed Sale	Nov 20, 2009 · Amount on Record
Prior Sale	Oct 20, 2006
Deed Document Number	200910260
Deed Book / Page	971 / 1136
Record Updated	Sep 20, 2026

July 2024: Foreclosure

Document Type	Foreclosure
Jurisdiction	FRANKLIN VA
Recording Date	Jul 29, 2024
Property Address	124 WINDLASS POINTE DR, MONETA, VA 24121-2674
Document Number	0012161772
Book / Page	1216 / 1772
Map Reference	MB 375 PG 1518
Instrument Date	Jul 18, 2024
Instrument	240004492
Transaction Type	Foreclosure
Record Updated	Nov 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	124 WINDLASS POINT DR, MONETA, VA 24121-2674
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011491126
Date	Oct 22, 2020
Book Page	1149/1126
Instrument	200008260

Lender

Name	MIDLAND MORTGAGE CORP
Type	Mortgage Company
Address	COLUMBIA, SC 29201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,533.00 (+18.14%)	$589,100 (+67.6%) Land $90,000 Building $499,100	$589,100 (+67.6%) Land $90,000 Building $499,100
2023	$2,144.00	$351,500 (-) Land $80,000 Building $271,500	$351,500 (-) Land $80,000 Building $271,500
2022		$351,500 Land $80,000 Building $271,500	$351,500 Land $80,000 Building $271,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ROCKY MOUNT serves 6,000 people · EPA ID VA5067840
Water Source	Surface water
Last State Inspection	May 2025
Also Mapped Here	WESTERN VIRGINIA WATER AUTHORITY
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: SMLW Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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