120 Windlass Pointe Dr, Moneta, VA 24121 Property Records

Franklin County property record for 120 Windlass Pointe Dr, Moneta, VA 24121

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,306 sqft · built 1984
Lot Size	0.035 acres (1,537 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Jan 2018)
Tax Bill	$2,696 (2025)
Deeds & Mortgages	Jul 2024 Foreclosure Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031 07-038 00`

Property Details

APN / Parcel Number

Primary APN	`031 07-038 00`
Alternative APN	`8077`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,306 sqft Living Area
Gross Area	2,030 sqft
1st Floor Area	1,120 sqft
Basement Area	616 sqft
Finished Basement	616 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2006
Architectural Style	Townhouse
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,537 sqft (0.035 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	130 sqft

Exterior Amenities

Porch	Slab
Porch Area	320 sqft
Deck Area	64 sqft
Boat House	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	8077
Street Address	120 WINDLASS POINTE DR
City	MONETA
State	VA
Zip	24121-2674
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RMF
Legal Description	FAIRWAY BAY TOWNHSE UNIT 19 BLDG E TOWNHOUSE
Legal Subdivision	TOWNHOUS
Legal Unit	19
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	1
Census Block	1009
Census Tract	20104

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	120 WINDLASS POINTE DR, MONETA, VA 24121-2674
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2024	Foreclosure
Feb 10, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2018 · Amount on Record
Deed Sale	Jan 16, 2018 · Amount on Record
Prior Sale	Jan 13, 2005
Deed Document Number	2018253
Deed Book / Page	1103 / 1335
Last Transfer Date	Feb 5, 2021
Transfer Doc	0011562402
Record Updated	Sep 20, 2026

July 2024: Foreclosure

Document Type	Foreclosure
Jurisdiction	FRANKLIN VA
Recording Date	Jul 29, 2024
Property Address	120 WINDLASS POINTE DR, MONETA, VA 24121-2674
Document Number	0012161772
Book / Page	1216 / 1772
Map Reference	MB 375 PG 1518
Instrument Date	Jul 18, 2024
Instrument	240004492
Transaction Type	Foreclosure
Record Updated	Nov 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN VA
Recording Date	Feb 10, 2021
Property Address	120 WINDLASS POINTE DR, MONETA, VA 24121-2674
Document Number	0011562402
Book / Page	1156 / 2402
Map Reference	MB 378 PG 644&645
Instrument Date	Feb 5, 2021
Instrument	210001374
Transaction Type	Transfer
Record Updated	Nov 17, 2025
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	120 WINDLASS POINT DR, MONETA, VA 24121-2674

Mortgage

Document Number	0210001375
Date	Feb 10, 2021
Instrument	210001375

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Interest

Rate	2.69%

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,696.00 (+18.35%)	$627,200 (+67.88%) Land $90,000 Building $537,200	$627,200 (+67.88%) Land $90,000 Building $537,200
2023	$2,278.00	$373,600 (-) Land $80,000 Building $293,600	$373,600 (-) Land $80,000 Building $293,600
2022		$373,600 Land $80,000 Building $293,600	$373,600 Land $80,000 Building $293,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ROCKY MOUNT serves 6,000 people · EPA ID VA5067840
Water Source	Surface water
Last State Inspection	May 2025
Also Mapped Here	WESTERN VIRGINIA WATER AUTHORITY
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: SMLW Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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