124 Whitin Ave, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 124 Whitin Ave, Chicopee, MA 01013

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,099 sqft · built 1920
Lot Size	0.277 acres (12,075 sqft)
Owner	Individual Name on Record
Last Sale	$283,000 (Dec 2023)
Tax Bill	$4,855 (2026)
Deeds & Mortgages	Feb 2022 Refinance Dec 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`193-00037`

Property Details

APN / Parcel Number

Primary APN	`193-00037`
Alternative APN	`CHIC M:0193 P:00037`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,099 sqft Living Area
Gross Area	1,955 sqft
1st Floor Area	725 sqft
Basement Area	575 sqft
Unfinished Basement	575 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,075 sqft (0.277 acres)

Utilities, Heating & Cooling

Heating Fuel	Wood

Location & Zoning

Account Number	193-00037
Street Address	124 WHITIN AVE
City	CHICOPEE
State	MA
Zip	01013-1331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	5
Legal Subdivision	HOMESITE PARK
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	3
Census Block	3026
Census Tract	811102

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	124 WHITIN AVE, CHICOPEE, MA 01013-1331
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Dec 1, 2023	Deed, Transfer · Stand-Alone First Mortgage WESTFIELD BANK FSB
Aug 7, 2020	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Aug 30, 2018	Quit Claim Deed, Transfer · FHA Mortgage MOVEMENT MTG LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2023 · Amount on Record
Deed Sale	Dec 1, 2023 · Amount on Record
Prior Sale	Aug 30, 2018 · Amount on Record
Deed Book / Page	25246 / 563
Transfer Doc	022337-548
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	124 WHITIN AVE, CHICOPEE, MA 01013-1331
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00024426-2
Date	Feb 28, 2022
Book Page	24426/2
Instrument	12435

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2042

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CHICOPEE MA
Recording Date	Dec 1, 2023
Property Address	124 WHITIN AVE, CHICOPEE, MA 01013-1331
Document Number	025246-563
Book / Page	25246 / 563
Instrument Date	Dec 1, 2023
Instrument	57231
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 PARK CIR, WESTFIELD, MA 01085-3411

Mortgage

Document Number	0000057232
Date	Dec 1, 2023
Instrument	57232

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Dec 1, 2029
Max Rate At Change	3.5%
Index	1-Year CMT

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	124 WHITIN AVE, CHICOPEE, MA 01013-1331
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23352-244
Date	Aug 7, 2020
Book Page	23352/244
Instrument	43028

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2045

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Aug 30, 2018
Property Address	124 WHITIN AVE, CHICOPEE, MA 01013-1331
Document Number	22337-548
Book / Page	22337 / 548
Instrument	52030
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	223370550
Date	Aug 30, 2018
Instrument	22337/0550

Lender

Name	MOVEMENT MTG LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2048

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,855.00 (+5.47%)	$318,600 (+4.94%) Land $112,100 Building $206,500	$293,226 (+10.59%)
2025	$4,603.00 (+5.52%)	$303,600 (+2.74%) Land $101,700 Building $201,900	$265,145
2024	$4,362.00 (+6.81%)	$295,500 (+9.61%) Land $99,700 Building $195,800
2023	$4,084.00	$269,600 Land $90,600 Building $179,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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