114 Whitin Ave, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 114 Whitin Ave, Chicopee, MA 01013

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,128 sqft · built 2018
Lot Size	0.234 acres (10,201 sqft)
Owner	Individual Name on File
Last Sale	$256,000 (Oct 2018)
Tax Bill	$6,440 (2026)
Deeds & Mortgages	Aug 2018 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`193-0037A`

Property Details

APN / Parcel Number

Primary APN	`193-0037A`
Alternative APN	`CHIC M:0193 P:0037A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,128 sqft Living Area
Gross Area	2,855 sqft
Basement Area	1,128 sqft
Unfinished Basement	1,128 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,201 sqft (0.234 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	193-0037A
Street Address	114 WHITIN AVE
City	CHICOPEE
State	MA
Zip	01013-1330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	5
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	3
Census Block	3026
Census Tract	811102

Owner

114 Whitin Ave is owned and occupied by an individual who bought it in October 2018.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	114 WHITIN AVE, CHICOPEE, MA 01013-1330
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2018	Deed of Trust, Mortgage · Line of Credit PINNACLE FNCL SVC LLC
Oct 15, 2020	Deed of Trust, Mortgage · FHA Mortgage NORCOM MORTGAGE
Oct 15, 2018	Quit Claim Deed, Transfer · FHA Mortgage NORWICH COM'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2018 · Amount on File
Deed Sale	Oct 15, 2018 · Amount on File
Deed Book / Page	22402 / 144
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	114 WHITIN AVE, CHICOPEE, MA 01013-1330
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22338-196
Date	Aug 30, 2018
Book Page	22338/196
Instrument	52097

Lender

Name	PINNACLE FNCL SVC LLC

Agreement

Type	Line of Credit
Amount	Amount on Record

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	114 WHITIN AVE, CHICOPEE, MA 01013-1330
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23476-593
Date	Oct 15, 2020
Book Page	23476/593
Instrument	59637

Lender

Name	NORCOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Oct 15, 2018
Property Address	114 WHITIN AVE, CHICOPEE, MA 01013-1330
Document Number	22402-144
Book / Page	022402 / 000144
Instrument Date	Oct 15, 2018
Instrument	61655
Transaction Type	Transfer
Record Updated	Jun 18, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,190.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 FONTAINE ST SPRINGFIELD MA 01106, SPRINGFIELD, MA 01106

Mortgage

Document Number	22402-146
Date	Oct 15, 2018
Book Page	022402/000146
Instrument	61656

Lender

Name	NORWICH COM'L

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 14, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 114 Whitin Ave was $6,440, up 5.7% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,440.00 (+5.73%)	$422,600 (+5.18%) Land $110,200 Building $312,400	$386,101 (+8.15%)
2025	$6,091.00 (+4.76%)	$401,800 (+2.01%) Land $100,800 Building $301,000	$357,010
2024	$5,814.00 (+7.19%)	$393,900 (+10.03%) Land $98,800 Building $295,100
2023	$5,424.00	$358,000 Land $89,800 Building $268,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 114 Whitin Ave in Zone X, where a levee reduces flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 Whitin Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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