124 White Oak Ter, Belleville, NJ 07109 Property Records

Essex County and Belleville Township property record for 124 White Oak Ter, Belleville, NJ 07109

Property Summary

Property Type	Single Family Home
Details	1,392 sqft · built 1942
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Dec 2020)
Tax Bill	$12,999 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-07302-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`01-07302-0000-00012`
Alternative APNs	`010030900023` `00004076`

Interior

Stories	2 Stories
Building Area	1,392 sqft Living Area

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	00004076
Street Address	124 WHITE OAK TER
City	BELLEVILLE
State	NJ
Zip	07109-2834
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50X150
Legal Subdivision	TOWNSHIP/BELLEVILLE
Legal Block	7302
Legal Lot Number	12
Jurisdiction	ESSEX NJ
Township / Civil Division	BELLEVILLE
Census Block Group	1
Census Block	1002
Census Tract	14300

Owner

124 White Oak Ter is owned and occupied by two individuals who bought it in December 2020.

Source: Essex County and Belleville Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	124 WHITE OAK TER, BELLEVILLE, NJ 07109-2834
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Deed of Trust, Mortgage · FHA Mortgage ATLANTIC HOME LOANS INC
Nov 10, 2020	Deed of Trust, Mortgage · FHA Mortgage ATLANTIC HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2020 · Amount on File
Deed Sale	Dec 31, 2020 · Amount on File
Prior Sale	May 10, 2013 · Amount on File
Deed Document Number	2020130709
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	124 WHITE OAK TER, BELLEVILLE, NJ 07109-2834
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	ALL AHEAD TITLE AGENCY LLC, ALL AHEAD TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021098346
Date	Aug 11, 2021
Instrument	2021098346

Lender

Name	ATLANTIC HOME LOANS INC
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	352 Months
Due	Dec 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	124 WHITE OAK TER, BELLEVILLE, NJ 07109-2834
Document Number	0000130710
Instrument Date	Nov 10, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2021
Title Company	ALL AHEAD TITLE AGENCY LLC, ALL AHEAD TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	124 WHITE OAK TER BELLEVILLE NJ 071092834, BELLEVILLE, NJ 07109-2834

Mortgage

Document Number	0000130710
Date	Dec 31, 2020
Instrument	130710

Lender

Name	ATLANTIC HM LOANS
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 30, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 124 White Oak Ter was $12,999, up 3.1% from the year before.

Source: Essex County and Belleville Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Belleville Township
Unified School District	Belleville Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$312,700 (-) Land $161,000 Building $151,700	$312,700 (-) Land $161,000 Building $151,700
2025	$12,999.00 (+3.08%)	$312,700 Land $161,000 Building $151,700	$312,700 Land $161,000 Building $151,700
2024	$12,611.00
2023		$312,700 Land $161,000 Building $151,700	$312,700 Land $161,000 Building $151,700
2022	$12,042.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 124 White Oak Ter in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979–2021)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 124 White Oak Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELLEVILLE WATER DEPT serves 35,129 people · EPA ID NJ0701001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Haloacetic acids resolved · Oct 2019 Total trihalomethanes resolved · Jul 2019 Treatment failure resolved · Oct 2016
Treatment and Procedure	Lead service line replacement currently in violation since Jul 2021 Corrosion control Jan 2023 Coliform corrective action Jan 2020
Monitoring and Reporting	19 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 721 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: Optimum.

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