Essex County and Belleville Township property record for 119 White Oak Ter, Belleville, NJ 07109
| Property Type | Single Family Home |
|---|---|
| Details | 1,680 sqft · built 1942 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Individual Name on File |
| Last Sale | $593,000 (Feb 2024) |
| Tax Bill | $13,510 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Feb 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-07301-0000-00026 |
| Primary APN | 01-07301-0000-00026 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,680 sqft Living Area |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Construction Type | Frame |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Account Number | 00004049 |
|---|---|
| Street Address | 119 WHITE OAK TER |
| City | BELLEVILLE |
| State | NJ |
| Zip | 07109-2833 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 50X100 |
| Legal Subdivision | WHITE OAKS INC |
| Legal Block | 7301 |
| Legal Lot Number | 26 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | BELLEVILLE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 14300 |
119 White Oak Ter is owned and occupied by an individual who bought it in February 2024.
Source: Essex County and Belleville Township records, as of July 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 119 WHITE OAK TER, BELLEVILLE, NJ 07109-2833 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Feb 26, 2024 | Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 26, 2024 · Amount on File |
| Deed Sale | Feb 26, 2024 · Amount on File |
| Prior Sale | Oct 27, 2015 · Amount on File |
| Deed Document Number | 202410984 |
| Prior Transfer Date | May 21, 2007 |
| Prior Transfer Doc | 0007074839 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 119 WHITE OAK TER, BELLEVILLE, NJ 07109-2833 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000107020 |
|---|---|
| Date | Dec 14, 2022 |
| Instrument | 2022107020 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 344 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Feb 26, 2024 |
| Property Address | 119 WHITE OAK TER, BELLEVILLE, NJ 07109-2833 |
| Document Number | 0000010984 |
| Instrument Date | Feb 9, 2024 |
| Instrument | 2024010984 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2024 |
| Title Company | NEW HORIZON ABSTRACT INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,482.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 915 GARNET DR, ACWORTH, GA 30101-3243 |
| Name | Verified Name |
|---|---|
| Address | 119 WHITE OAK TER, BELLEVILLE, NJ 07109-2833 |
| Document Number | 0000010987 |
|---|---|
| Date | Feb 26, 2024 |
| Instrument | 2024010987 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
The 2025 property tax bill for 119 White Oak Ter was $13,510, up 3.1% from the year before.
Source: Essex County and Belleville Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Belleville Township |
| Unified School District | Belleville Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $325,000 (-) Land $155,000 Building $170,000 | $325,000 (-) Land $155,000 Building $170,000 | |
| 2025 | $13,510.00 (+3.07%) | $325,000 Land $155,000 Building $170,000 | $325,000 Land $155,000 Building $170,000 |
| 2024 | $13,107.00 | ||
| 2023 | $325,000 (-) Land $155,000 Building $170,000 | $325,000 (-) Land $155,000 Building $170,000 | |
| 2022 | $12,515.00 (+1.48%) | $325,000 Land $155,000 Building $170,000 | $325,000 Land $155,000 Building $170,000 |
| 2021 | $12,333.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 119 White Oak Ter in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1979–2021) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 119 White Oak Ter has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELLEVILLE WATER DEPT serves 35,129 people · EPA ID NJ0701001 |
|---|---|
| Water Source | Purchased surface water from NEWARK WATER DEPARTMENT |
| Lead | 2 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | Haloacetic acids resolved · Oct 2019 Total trihalomethanes resolved · Jul 2019 Treatment failure resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Jul 2021 Corrosion control Jan 2023 Coliform corrective action Jan 2020 |
| Monitoring and Reporting | 19 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 721 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
May also be available: Optimum.
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