124 W James St, Bradford, OH 45308 Property Records

Darke County property record for 124 W James St, Bradford, OH 45308

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 2021
Lot Size	0.365 acres (15,899 sqft)
Owner	Individual Name on File
Last Sale	$10,800 (Oct 2019)
Tax Bill	$2,155 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2019 Sale + 1 more
APN	`A04-2-409-21-02-04-12400`

Property Details

APN / Parcel Number

Primary APN	`A04-2-409-21-02-04-12400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	2,912 sqft
Family Room	Family Room

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Combination
Foundation Type	No Foundation
Lot Area	15,899 sqft (0.365 acres)
Lot Dimensions	159 ft deep x 100 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	124 W JAMES ST
City	BRADFORD
State	OH
Zip	45308-1212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL TOWN WHOLE LOT 26
Legal Lot Number	26
Jurisdiction	DARKE OH
Township / Civil Division	ADAMS
Census Block Group	3
Census Block	3030
Census Tract	540100

Owner

124 W James St is owned and occupied by an individual who bought it in October 2019.

Source: Darke County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	124 W JAMES ST, BRADFORD, OH 45308-1212
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage GREENVILLE FEDERAL
Oct 9, 2019	Warranty Deed, Transfer
Sep 25, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2019 · Amount on File
Deed Sale	Oct 9, 2019 · Amount on File
Prior Sale	Dec 31, 2008 · Amount on File
Deed Document Number	20195677
Deed Book / Page	531 / 217
Transfer Doc	0000001280
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARKE OH
Property Address	124 W JAMES ST, BRADFORD, OH 45308-1212
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00542/5179
Date	Oct 16, 2020
Book Page	542/5179
Instrument	202000006891

Lender

Name	GREENVILLE FEDERAL
Type	Bank
Address	GREENVILLE, OH 45331

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARKE OH
Recording Date	Oct 9, 2019
Property Address	124 W JAMES ST, BRADFORD, OH 45308-1212
Document Number	00531/0217
Book / Page	531 / 0217
Instrument Date	Sep 26, 2019
Instrument	201900005677
Transaction Type	Transfer
Record Updated	Aug 15, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	112 W JAMES ST, BRADFORD, OH 45308-1212

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARKE OH
Recording Date	Sep 25, 2020
Property Address	124 W JAMES ST, BRADFORD, OH 45308-1212
Document Number	00542/2355
Book / Page	542 / 2355
Instrument Date	Jun 23, 2008
Instrument	202000006366
Transaction Type	Transfer
Record Updated	Aug 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	112 W JAMES ST, BRADFORD, OH 45308-1212

Tax Assessment & Valuation

The 2025 property tax bill for 124 W James St was $2,155.

Source: Darke County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Darke County
County Subdivision	Adams Township
Municipality	Bradford Village
Unified School District	Bradford Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,155.00	$62,460 Land $3,830 Building $58,630	$178,460 Land $10,940 Building $167,520
2023	$2,338.00 (+27.83%)	$62,460 (+34.64%) Land $3,830 Building $58,630	$178,460 Land $10,940 Building $167,520
2022	$1,829.00	$46,390 Land $3,190 Building $43,200
2020			$132,540 Land $9,120 Building $123,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 124 W James St.

Source: FEMA National Flood Hazard Layer, effective July 18, 2011

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 124 W James St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRADFORD VILLAGE PWS serves 2,000 people · EPA ID OH1900212
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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