Darke County property record for 123 W James St, Bradford, OH 45308
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,440 sqft · built 1900 |
| Lot Size | 0.277 acres (12,084 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $887 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Line of Credit |
| APN | A04-2-409-21-02-06-13100 |
| Primary APN | A04-2-409-21-02-06-13100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,440 sqft Living Area |
| 1st Floor Area | 1,600 sqft |
| Upper Floors Area | 640 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Foundation Type | No Foundation |
| Lot Area | 12,084 sqft (0.277 acres) |
| Lot Dimensions | 159 ft deep x 76 ft wide |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 150 sqft |
| Canopy | 88 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 123 W JAMES ST |
|---|---|
| City | BRADFORD |
| State | OH |
| Zip | 45308-1211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORIGINAL TOWN WHOLE LOT 33 EX 34 FT W SD |
| Legal Lot Number | 33 |
| Jurisdiction | DARKE OH |
| Township / Civil Division | ADAMS |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 540100 |
123 W James St is owned and occupied by two individuals.
Source: Darke County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 123 W JAMES ST, BRADFORD, OH 45308-1211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DARKE OH |
| Recording Date | Jan 7, 2022 |
| Property Address | 123 W JAMES ST, BRADFORD, OH 45308-1211 |
| Document Number | 00553/2333 |
| Book / Page | 553 / 2333 |
| Instrument Date | Dec 30, 2021 |
| Instrument | 202200000114 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2022 |
| Title Company | REPUBLIC TITLE COMPANY, REPUBLIC TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 123 W JAMES ST, BRADFORD, OH 45308-1211 |
| Document Number | 202200000115 |
|---|---|
| Date | Jan 7, 2022 |
| Instrument | 202200000115 |
| Name | WESTERN OHIO MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
The 2025 property tax bill for 123 W James St was $887 with a homeowner's exemption.
Source: Darke County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Darke County |
| County Subdivision | Adams Township |
| Municipality | Bradford Village |
| Unified School District | Bradford Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $887.00 Homeowner's exemption | $27,760 Land $3,240 Building $24,520 | $79,320 Land $9,270 Building $70,050 |
| 2023 | $1,016.00 Homeowner's exemption | $27,760 Land $3,240 Building $24,520 | $79,320 Land $9,270 Building $70,050 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 123 W James St.
Source: FEMA National Flood Hazard Layer, effective July 18, 2011
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 123 W James St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRADFORD VILLAGE PWS serves 2,000 people · EPA ID OH1900212 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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