Schoharie County and Middleburgh Town property record for 112 Union St, Middleburgh, NY 12122
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,416 sqft · built 2003 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $240,000 (Jul 2009) |
| Tax Bill | $9,578 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 491A203009 |
| Primary APN | 491A203009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,416 sqft Living Area |
| 1st Floor Area | 1,732 sqft |
| Upper Floors Area | 1,260 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 23,087 sqft (0.53 acres) |
| Lot Dimensions | 200 ft deep x 115 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,816 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Slab |
| Porch Area | 720 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Geothermal |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 491A203009 |
|---|---|
| Street Address | 112 UNION ST |
| City | MIDDLEBURGH |
| State | NY |
| Zip | 12122-6408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 115 X 200 |
| Legal Block | 4 |
| Legal Lot Number | 17.116 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | MIDDLEBURGH |
| Census Block Group | 5 |
| Census Block | 5006 |
| Census Tract | 740700 |
112 Union St is owned and occupied by two individuals who bought it in July 2009.
Source: Schoharie County and Middleburgh Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 112 UNION ST, MIDDLEBURGH, NY 12122-6408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 3, 2009 · Amount on File |
| Deed Sale | Jul 3, 2009 · Amount on File |
| Prior Sale | Dec 23, 2002 · Amount on File |
| Deed Book / Page | 883 / 76 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 112 Union St was $9,578, up 2.1% from the year before.
Source: Schoharie County and Middleburgh Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Middleburgh Town |
| Municipality | Middleburgh Village |
| Unified School District | Middleburgh Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,578.00 (+2.11%) | ||
| 2025 | $9,380.00 | $140,250 Land $14,000 Building $126,250 | $301,613 Land $30,108 Building $271,505 |
| 2023 | $140,250 (-12.78%) Land $14,000 Building $126,250 | $275,000 (-7.65%) Land $27,451 Building $247,549 | |
| 2022 | $160,800 Land $14,000 Building $146,800 | $297,778 Land $25,926 Building $271,852 | |
| 2021 | $2,979.00 (-66.67%) | ||
| 2020 | $8,939.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 112 Union St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 50 policies |
| Nearby Flood Policies | 50 in force |
| Nearby Flood Claims | 124 (1980–2021) |
| Claims Outside the SFHA | 11 of 124 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 112 Union St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLEBURGH VILLAGE serves 1,500 people · EPA ID NY4700096 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| MIDTEL Fiber | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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