124 Trace Cove Dr, Madison, MS 39110 Property Records

Madison County property record for 124 Trace Cove Dr, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	4 bd · 7 ba · 2,950 sqft · built 1987
Lot Size	0.359 acres (15,658 sqft)
Owner	2 Individual Names on Record
Last Sale	$465,500 (Mar 2026)
Tax Bill	$1,334 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`072E-22C-001/08`

Property Details

APN / Parcel Number

Primary APN	`072E-22C-001/08`
Alternative APNs	`072E-22C-001/08.00` `15072`

Interior

Bedrooms	4 Beds
Full Baths	7 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,950 sqft Adjusted Area
Gross Area	2,453 sqft
1st Floor Area	2,453 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,658 sqft (0.359 acres)
Patio Area	294 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	15072
Street Address	124 TRACE COVE DR
City	MADISON
State	MS
Zip	39110-9265
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 TRACE COVE PART 1
Legal Range	02E
Legal Township	07N
Legal Section	22
Legal Subdivision	TRACE COVE PT 1
Legal Lot Number	7
Jurisdiction	MADISON MS
Township / Civil Division	3
Census Block Group	1
Census Block	1004
Census Tract	30110

Owner

Source: Madison County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	124 TRACE COVE DR, MADISON, MS 39110-9265
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Warranty Deed, Transfer · Conventional Mortgage HANCOCK WHITNEY BANK
Mar 15, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND
May 21, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jul 24, 2019	Warranty Deed, Transfer TRUSTMARK NAT'L BK
Jul 19, 2018	Trustee's Deed, Construction Loan · Construction Mortgage BANKPLUS LN OPERATIONS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2026 · Amount on Record
Deed Sale	Mar 20, 2026 · Amount on Record
Prior Sale	Mar 15, 2021 · Amount on Record
Deed Document Number	20261047893
Deed Book / Page	4659 / 412
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Mar 20, 2026
Property Address	124 TRACE COVE DR, MADISON, MS 39110-9265
Document Number	004659/412
Book / Page	4659 / 412
Map Reference	CAB B SL 93
Instrument Date	Mar 18, 2026
Instrument	1047893
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	FIRST FL GUARANTY TITLE INC, FIRST GUARANTY TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	230 SHIRE AVE, FOREST, MS 39074-7080

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	124 TRACE COVE DR, MADISON, MS 39110-9265

Mortgage

Document Number	0001047894
Date	Mar 20, 2026
Instrument	1047894

Lender

Name	HANCOCK WHITNEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Mar 15, 2021
Property Address	124 TRACE COVE DR, MADISON, MS 39110-9265
Document Number	004003/893
Book / Page	4003 / 893
Map Reference	CAB B SL 93
Instrument Date	Mar 8, 2021
Instrument	920590
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	BENCHMARK TITLE LLC (TH), BENCHMARK TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	124 TRACE COVE DR, MADISON, MS 39110-9265

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 TRACE COVE DR, MADISON, MS 39110-9265

Mortgage

Document Number	0000920591
Date	Mar 15, 2021
Instrument	920591

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	May 21, 2020
Property Address	124 TRACE COVE DR, MADISON, MS 39110-9265
Document Number	0000891571
Book / Page	003855 / 000439
Instrument Date	May 18, 2020
Instrument	891571
Transaction Type	Transfer
Record Updated	Jul 13, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	124 TRACE COVE DR MADISON MS 391109265, MADISON, MS 39110-9265

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Jul 24, 2019
Property Address	124 TRACE COVE DR, MADISON, MS 39110-9265
Document Number	0000868802
Book / Page	003746 / 000143
Instrument Date	Jul 22, 2019
Instrument	868802
Transaction Type	Transfer
Record Updated	Jul 31, 2019
Title Company	ABSTRACT AND CLOSING SERVICES LLC, ABSTRACT & CLOSING SVCS LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 TRACE COVE DR MADISON MS 391109265, MADISON, MS 39110-9265

Mortgage

Document Number	868803
Date	Jul 24, 2019
Book Page	003746/000145
Instrument	868803

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 23, 2034

July 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MADISON MS
Recording Date	Jul 19, 2018
Property Address	124 TRACE COVE DR, MADISON, MS 39110-9265
Book / Page	003625 / 000344
Instrument Date	Jul 13, 2018
Instrument	843304
Transaction Type	Construction Loan
Record Updated	Aug 2, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 TRACE COVE DR MADISON MS 391109265, MADISON, MS 39110-9265

Mortgage

Document Number	0000843304
Date	Jul 19, 2018
Book Page	003625/000344
Instrument	843304

Lender

Name	BANKPLUS LN OPERATIONS
Address	RIDGELAND, MS 39157

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 18, 2019

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Madison City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,334.00 Homeowner's exemption	$19,779 (-)	$197,790 (-) Land $40,000 Building $157,790
2024	$1,334.00
2023	$1,334.00 Homeowner's exemption	$19,779	$197,790 Land $40,000 Building $157,790

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	2 (2024–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR CREEK W/A -EAST public/private · serves 18,770 people · EPA ID MS0450002
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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