113 Trace Cove Dr, Madison, MS 39110 Property Records

Madison County property record for 113 Trace Cove Dr, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	4 bd · 7 ba · 2,455 sqft · built 1987
Lot Size	0.33 acres (14,396 sqft)
Owner	Individual Name on File
Last Sale	$308,028 (Jun 2022)
Tax Bill	$1,554 (2025)
Deeds & Mortgages	Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072E-22C-001/18`

Property Details

APN / Parcel Number

Primary APN	`072E-22C-001/18`
Alternative APNs	`072E-22C-001/18.00` `15082`

Interior

Bedrooms	4 Beds
Full Baths	7 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,455 sqft Adjusted Area
Gross Area	2,254 sqft
1st Floor Area	2,254 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,396 sqft (0.33 acres)
Deck Area	288 sqft
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	15082
Street Address	113 TRACE COVE DR
City	MADISON
State	MS
Zip	39110-9201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 34 TRACE COVE PART 1
Legal Range	02E
Legal Township	07N
Legal Section	22
Legal Subdivision	TRACE COVE PT 1
Legal Lot Number	34
Jurisdiction	MADISON MS
Township / Civil Division	3
Census Block Group	1
Census Block	1004
Census Tract	30110

Owner

113 Trace Cove Dr is owned and occupied by an individual who bought it in June 2022.

Source: Madison County records, as of December 2, 2025

Owner of Record	Individual Name on File
Mailing Address	113 TRACE COVE DR, MADISON, MS 39110-9201
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2022 · Amount on File
Deed Sale	Jun 24, 2022 · Amount on File
Deed Document Number	2022960085
Deed Book / Page	4227 / 705
Prior Transfer Date	Mar 28, 2022
Prior Transfer Doc	0000953993
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Jun 24, 2022
Property Address	113 TRACE COVE DR, MADISON, MS 39110-9201
Document Number	004227/705
Book / Page	4227 / 705
Map Reference	CAB B SL 93
Instrument Date	Jun 24, 2022
Instrument	960085
Transaction Type	Transfer
Record Updated	Jul 5, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	176 HARTFIELD DR, 176, MADISON, MS 39110-6544

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 TRACE COVE DR, MADISON, MS 39110-9201

Mortgage

Document Number	0000960086
Date	Jun 24, 2022
Instrument	960086

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 5, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Jul 5, 2032
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	9.75%
Index	1-Year CMT
Max Rate	9.75%

Tax Assessment & Valuation

The 2025 property tax bill for 113 Trace Cove Dr was $1,554 with a homeowner's exemption.

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Madison City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,554.00 Homeowner's exemption	$15,915	$159,150 Land $40,000 Building $119,150
2024	$1,554.00
2023	$1,554.00 Homeowner's exemption	$15,915	$159,150 Land $40,000 Building $119,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 113 Trace Cove Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	2 (2024–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 113 Trace Cove Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.3% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR CREEK W/A -EAST public/private · serves 18,770 people · EPA ID MS0450002
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Trace Cove Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures