124 Stephens Dr, Morganton, NC 28655 Property Records

Burke County property record for 124 Stephens Dr, Morganton, NC 28655 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 2004
Square Footage896 sqft Living Area
Lot Size9,583 sqft (0.219 acres)
OccupancyOwner Occupied
Last Sale$170,000 (2022)
Tax Bill$955.00 (2025)

Property Details

APN / Parcel Number

Primary APN2703678854
Alternative APN
  • 25

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms4 Rooms
Building Area896 sqft Living Area
Gross Area1,792 sqft Gross Area
1st Floor896 sqft 1st Floor
Basement Area896 sqft Basement
Unfinished Basement896 sqft Unfinished
Stories1 Stories
Primary FlooringHardwood Flooring

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 2004
Architectural StyleRanch Style
Exterior MaterialBrick Veneer Exterior
Foundation TypeMasonry Foundation
Roof MaterialAsphalt Roof
Lot Area9,583 sqft (0.219 acres)
Garage TypeAttached Garage

Exterior Amenities

Patio Area192 sqft Patio
PorchOpen Porch
Porch Area180 sqft Porch
TopographyRolling Topography
Canopy Area192 sqft Canopy

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Old Parcel Number2703678854
Street Address124 STEPHENS DR
CityMORGANTON
StateNC
Zip28655-2938
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description124 STEPHENS DR MORGANTON, NC 28655
Legal SubdivisionIRON STAKE
JurisdictionBURKE NC
Minor Civil DivisionMORGANTON
Census Blockgroup2
Census Block2013
Census Tract20600

Owner

Source: Burke County records · APN 2703678854

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address124 STEPHENS DR, MORGANTON, NC 28655-2938
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2022Warranty Deed, Transfer · Conventional Mortgage
STATE EMPLOYEES CU
Jul 24, 2017Deed of Trust, Mortgage · Conventional Mortgage
DITECH FINANCIAL LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 20, 2022 · Amount on Record
Deed SaleJan 20, 2022 · Amount on Record
Prior SaleMay 18, 2006 · Amount on Record
Deed Doc Number0002598929
Deed Book / Page2598 / 929
Record RefreshedJun 08, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBURKE NC
Recording DateJan 20, 2022
Property Address124 STEPHENS DR, MORGANTON, NC 28655-2938
Document Number0025980929
Book / Page2598 / 929
Instrument DateJan 19, 2022
Instrument2022016440
Transaction TypeTransfer
Record UpdatedApr 14, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$340.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2700 LAIL RD, 2700, MORGANTON, NC 28655-9204

Transferred To (Grantee/Buyer)

NameVerified Name
Address124 STEPHENS DR, MORGANTON, NC 28655-2938

Mortgage

Document Number2022016441
DateJan 20, 2022
Instrument2022016441
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term368 Months
DueSep 01, 2052
Interest
Rate TypeAdjustable Rate
Rate3.15%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateFeb 01, 2027
Change Frequency5 Years
Min Rate At Change3.75%
Max Rate At Change5.15%
Index5-Year CMT
Max Rate9.15%

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBURKE NC
Property Address124 STEPHENS DR, MORGANTON, NC 28655-2938
Transaction TypeMortgage
Record UpdatedDec 28, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023030102
DateJul 24, 2017
Book Page2303/0102
Instrument2017006585
Lender
NameDITECH FINANCIAL LLC
TypeMortgage Company
AddressTAMPA, FL 33607
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 01, 2032

Tax Assessment & Valuation

Source: Burke County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBurke County
MunicipalityMorganton City
Unified School DistrictBurke County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$955.00 (+0.1%)$154,678 (-) Land $14,300 Building $140,378$154,678 (-) Land $14,300 Building $140,378
2023$954.00$154,678 Land $14,300 Building $140,378$154,678 Land $14,300 Building $140,378

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