Burke County property record for 123 Stephens Dr, Morganton, NC 28655 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1985 |
| Square Footage | 944 sqft Living Area |
| Lot Size | 12,632 sqft (0.29 acres) |
| Garage | Carport |
| Last Sale | $98,000 (2019) |
| Tax Bill | $693.00 (2025) |
| Primary APN | 2703679995 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 944 sqft Living Area |
| 1st Floor | 944 sqft 1st Floor |
| Basement Area | 224 sqft Basement |
| Unfinished Basement | 224 sqft Unfinished |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional Style |
| Exterior Material | Asbestos Exterior |
| Roof Material | Asphalt Roof |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Type | Carport Garage |
| Carport | Carport |
| Shed | 1 Shed |
|---|---|
| Shed Area | 384 sqft Shed |
| Porch Area | 112 sqft Porch |
| Canopy Area | 240 sqft Canopy |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 123 STEPHENS DR |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-2937 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 123 STEPHENS DR MORGANTON, NC 28655 |
| Legal Subdivision | MATTIE E INGLE |
| Jurisdiction | BURKE NC |
| Minor Civil Division | MORGANTON |
| Census Blockgroup | 2 |
| Census Block | 2014 |
| Census Tract | 20600 |
Source: Burke County records · APN 2703679995
Assessment roll updated September 25, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 326 CAUSBY RD, MORGANTON, NC 28655-6718 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 31, 2019 · Amount on Record |
| Deed Sale | May 31, 2019 · Amount on Record |
| Prior Sale | Sep 07, 2016 · Amount on Record |
| Deed Doc Number | 20192017028419 |
| Deed Book / Page | 2406 / 85 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | May 31, 2019 |
| Property Address | 123 STEPHENS DR, MORGANTON, NC 28655-2937 |
| Document Number | 0024060085 |
| Book / Page | 2406 / 0085 |
| Map Reference | MB 4 PG 1 |
| Instrument Date | May 31, 2019 |
| Instrument | 2017028419 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $196.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 123 STEPHENS DR, MORGANTON, NC 28655-2937 |
| Document Number | 2017028420 |
|---|---|
| Date | May 31, 2019 |
| Instrument | 2017028420 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Change Frequency | 5 Years |
| Index | 5-Year CMT |
| Margin | 2 |
Source: Burke County records · Assessment roll updated September 25, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Municipality | Morganton City |
| Unified School District | Burke County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $693.00 (+0.58%) | $107,403 (-) Land $18,850 Building $88,553 | $107,403 (-) Land $18,850 Building $88,553 |
| 2023 | $689.00 | $107,403 Land $18,850 Building $88,553 | $107,403 Land $18,850 Building $88,553 |
123 Stephens Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Burke County (37023C), updated June 28, 2017
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 24th in North Carolina |
|---|---|
| Wildfire Likelihood | Low — about 1 in 5,263 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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