124 Spring Arbor Ln, Lady Lake, FL 32159 Property Records

Lake County property record for 124 Spring Arbor Ln, Lady Lake, FL 32159

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,392 sqft · built 2002
Lot Size	0.261 acres (11,376 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Feb 2020)
Tax Bill	$2,847 (2024)
Deeds & Mortgages	Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-18-24-1900-000-03400`

Property Details

APN / Parcel Number

Primary APN	`18-18-24-1900-000-03400`
Alternative APN	`3783604`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,392 sqft Living Area
1st Floor Area	1,392 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2023
Exterior Material	Asbestos
Construction Type	Steel Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	11,376 sqft (0.261 acres)
Garage Type	Finished
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	247 sqft
Patio Area	81 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	3783604
Street Address	124 SPRING ARBOR LN
City	LADY LAKE
State	FL
Zip	32159-4233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LADY LAKE SPRING ARBOR VILLAGE SUB LOT 34 PB 40 PGS 92-93 ORB 5418 PG 1072
Legal Range	24E
Legal Township	18S
Legal Section	18
Legal Subdivision	LADY LAKE
Legal Tract	1900
Legal Lot Number	34
Jurisdiction	LAKE FL
Township / Civil Division	FRUITLAND PARK-LADY LAKE
Census Block Group	1
Census Block	1044
Census Tract	30408

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	124 SPRING ARBOR LN, LADY LAKE, FL 32159-4233
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2020 · Amount on Record
Deed Sale	Feb 7, 2020 · Amount on Record
Prior Sale	Mar 2, 2015 · Amount on Record
Deed Document Number	2020015995
Deed Book / Page	5418 / 1072
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	124 SPRING ARBOR LN, LADY LAKE, FL 32159-4233
Instrument Date	Jan 31, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	PENINSULA LAND AND TITLE, PENINSULA LAND & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	124 SPRING ARBOR LN LADY LAKE FL 321594233, LADY LAKE, FL 32159-4233

Mortgage

Document Number	54181073
Date	Feb 7, 2020
Book Page	005418/001073
Instrument	15996

Lender

Name	TRUIST BK
Address	WILSON, NC 27893

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Lady Lake Town
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$202,500 (+5.98%) Land $75,000 Building $127,500	$256,246 (+2.51%) Land $75,000 Building $181,246
2024	$2,847.00 (+5.64%)
2023	$2,695.00 (+1.09%) Homeowner's exemption	$191,070 (+3%)	$249,965 (+11.73%) Land $75,000 Building $174,965
2022	$2,666.00 Homeowner's exemption	$185,510	$223,715 Land $48,750 Building $174,965

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5 serves 18,675 people · EPA ID FL3350942
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	VILLAGE WATER
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20