St. Johns County property record for 124 River Cove Cir, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,623 sqft · built 2008 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,000 (Dec 2020) |
| Tax Bill | $3,368 (2025) |
| Deeds & Mortgages | Dec 2022 Transfer Dec 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 137311-0620 |
| Primary APN | 137311-0620 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,623 sqft Living Area |
| Gross Area | 2,152 sqft |
| 1st Floor Area | 1,623 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 409 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 141 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 124 RIVER COVE CIR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-2901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 64/97-102 OSPREY LANDING LOT 62 OR5122/861 & 5657/1861(D/M) & 5687/1717(Q/C) |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 18 |
| Legal Subdivision | OSPREY LANDING |
| Legal Block | 1 |
| Legal Lot Number | 62 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 21208 |
124 River Cove Cir is owned and occupied by an individual who acquired it in October 2022.
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 124 RIVER COVE CIR, SAINT AUGUSTINE, FL 32086-2901 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 30, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Dec 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SIGNATURE MORTGAGE CORP |
| Dec 11, 2020 | Warranty Deed, Transfer · Conventional Mortgage SIGNATURE MORTGAGE CORP |
| Sep 9, 2019 | Warranty Deed, Transfer · VA Mortgage WATSON MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 11, 2020 · Amount on File |
| Deed Sale | Dec 11, 2020 · Amount on File |
| Prior Sale | Sep 9, 2019 · Amount on File |
| Deed Document Number | 2020113099 |
| Deed Book / Page | 5122 / 861 |
| Last Transfer Date | Oct 19, 2022 |
| Transfer Doc | 0056871717 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 30, 2022 |
| Property Address | 124 RIVER COVE CIR, SAINT AUGUSTINE, FL 32086-2901 |
| Document Number | 0056871717 |
| Book / Page | 5687 / 1717 |
| Map Reference | MB 64 PG 97 |
| Instrument Date | Oct 19, 2022 |
| Instrument | 2022116493 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 159 MERLOT WAY, ST AUGUSTINE, FL 32084-0574 |
| Name | Verified Name |
|---|---|
| Address | 124 RIVER COVE CIR, ST AUGUSTINE, FL 32086-2901 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 124 RIVER COVE CIR, SAINT AUGUSTINE, FL 32086-2901 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 345 POINT PLEASANT DR, SAINT AUGUSTINE, FL 32086-4854 |
| Document Number | 0051401591 |
|---|---|
| Date | Dec 31, 2020 |
| Book Page | 5140/1591 |
| Instrument | 2020120552 |
| Name | SIGNATURE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CANTON, OH 44718 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 11, 2020 |
| Property Address | 124 RIVER COVE CIR, SAINT AUGUSTINE, FL 32086-2901 |
| Document Number | 0051220861 |
| Book / Page | 5122 / 861 |
| Map Reference | MB 64 PG 97 |
| Instrument Date | Dec 7, 2020 |
| Instrument | 2020113099 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,820.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 124 RIVER COVE CIR, 124, SAINT AUGUSTINE, FL 32086-2901 |
| Name | Verified Name |
|---|---|
| Address | 124 RIVER COVE CIR, SAINT AUGUSTINE, FL 32086-2901 |
| Document Number | 5122863 |
|---|---|
| Date | Dec 11, 2020 |
| Instrument | 5122/863 |
| Name | SIGNATURE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 9, 2019 |
| Property Address | 124 RIVER COVE CIR, SAINT AUGUSTINE, FL 32086-2901 |
| Document Number | 0047901732 |
| Book / Page | 4790 / 1732 |
| Map Reference | MB 64 PG 97-102 |
| Instrument Date | Aug 23, 2019 |
| Instrument | 2019066088 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | OLDE TOWNE TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,715.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 142 ANCIENT ISLAND DR, 142, SAINT AUGUSTINE, FL 32080-6205 |
| Name | Verified Name |
|---|---|
| Address | 124 RIVER COVE CIR, SAINT AUGUSTINE, FL 32086-2901 |
| Document Number | 0047901734 |
|---|---|
| Date | Sep 9, 2019 |
| Instrument | 4790/1734 |
| Name | WATSON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2049 |
The 2025 property tax bill for 124 River Cove Cir was $3,368 with a homeowner's exemption, up 13.2% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $253,149 (-4.12%) Land $72,800 Building $180,349 | $253,149 (-9.07%) Land $72,800 Building $180,349 | |
| 2025 | $3,368.00 (+13.17%) Homeowner's exemption | $264,023 | $278,386 Land $72,800 Building $205,586 |
| 2024 | $2,976.00 (+2.06%) | ||
| 2023 | $2,916.00 (+3.11%) Homeowner's exemption | $249,109 (+3%) | $297,631 (+23.06%) Land $72,800 Building $224,831 |
| 2022 | $2,828.00 Homeowner's exemption | $241,853 | $241,853 Land $72,800 Building $169,053 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 124 River Cove Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 33 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 33 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 124 River Cove Cir is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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