112 River Cove Cir, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 112 River Cove Cir, Saint Augustine, FL 32086

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,878 sqft · built 2009
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$208,500 (Sep 2009)
Tax Bill$2,439 (2025)
Deeds & MortgagesAug 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN137311-0650

Property Details

APN / Parcel Number

Primary APN137311-0650

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Stories2 Stories
Building Area2,878 sqft Living Area
Gross Area3,278 sqft
1st Floor Area1,224 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.14 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area24 sqft
Patio Area220 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address112 RIVER COVE CIR
CitySAINT AUGUSTINE
StateFL
Zip32086-2901
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description64/97-102 OSPREY LANDING LOT 65 OR3236/1906 &3930/1604(Q/C) & 6125/1009(DM)
Legal Range30E
Legal Township08S
Legal Section18
Legal SubdivisionOSPREY LANDING
Legal Block1
Legal Lot Number65
JurisdictionST JOHNS FL
Township / Civil DivisionMATANZAS
Census Block Group3
Census Block3007
Census Tract21208

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address112 RIVER COVE CIR, SAINT AUGUSTINE, FL 32086-2901
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 4, 2009 · Amount on Record
Deed SaleSep 4, 2009 · Amount on Record
Deed Document Number200945709
Deed Book / Page3236 / 1906
Last Transfer DateSep 4, 2014
Transfer Doc0039301604
Record UpdatedJun 8, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address112 RIVER COVE CIR, SAINT AUGUSTINE, FL 32086-2901
Document Number0047880232
Instrument DateAug 13, 2019
Transaction TypeMortgage
Record UpdatedSep 19, 2019
Title CompanyDATA SEARCH INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address112 RIVER COVE CIR ST AUGUSTINE FL 320862901, ST AUGUSTINE, FL 32086-2901

Mortgage

Document Number0047880232
DateAug 30, 2019
Book Page004788/000232
Instrument64785
Lender
NameBRANCH BK&TR
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueAug 29, 2044
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$200,313 (+2.7%)$347,588 (-8.63%) Land $72,800 Building $274,788
2025$2,439.00 (+14.19%) Homeowner's exemption$195,047 (+5.99%)$380,417 (-7.18%) Land $72,800 Building $307,617
2024$2,136.00 (+2.2%)
2023$2,090.00 (+3.52%) Homeowner's exemption$184,029 (+3%)$409,860 (+24.57%) Land $72,800 Building $337,060
2022$2,019.00 Homeowner's exemption$178,669$329,009 Land $72,800 Building $256,209

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 33 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies33 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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