124 Ray Rd, New Haven, CT 06515 Property Records

New Haven City property record for 124 Ray Rd, New Haven, CT 06515

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,021 sqft · built 1945
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,000 (Oct 2022)
Tax Bill	$7,774 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`415 1251 00700`

Property Details

APN / Parcel Number

Primary APN	`415 1251 00700`
Alternative APN	`NHVN M:415 B:1251 L:00700`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,021 sqft Living Area
Gross Area	3,628 sqft
1st Floor Area	1,097 sqft
Basement Area	1,042 sqft
Unfinished Basement	1,042 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	415 1251 00700
Street Address	124 RAY RD
City	NEW HAVEN
State	CT
Zip	06515-2324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Block	1251
Legal Lot Number	700
Jurisdiction	NEW HAVEN CT
Township / Civil Division	NEW HAVEN
Census Block Group	1
Census Block	1004
Census Tract	141100

Owner

Source: New Haven City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	124 RAY RD, NEW HAVEN, CT 06515-2324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES LLC
Sep 11, 2020	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
Aug 31, 2017	Warranty Deed, Transfer · ARM WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2022 · Amount on Record
Deed Sale	Oct 4, 2022 · Amount on Record
Prior Sale	Aug 31, 2017 · Amount on Record
Deed Document Number	20229810
Deed Book / Page	10450 / 180
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HAVEN CT
Recording Date	Oct 4, 2022
Property Address	124 RAY RD, NEW HAVEN, CT 06515-2324
Document Number	010450-180
Book / Page	10450 / 180
Instrument Date	Oct 3, 2022
Instrument	2022-09810
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	102 25TH AVE UNIT G, G, SEATTLE, WA 98122-6166

Mortgage

Document Number	0202209811
Date	Oct 4, 2022
Instrument	2022-09811

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HAVEN CT
Property Address	124 RAY RD, NEW HAVEN, CT 06515-2324
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10049-326
Date	Sep 11, 2020
Book Page	10049/326
Instrument	2020-07085

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HAVEN CT
Recording Date	Aug 31, 2017
Property Address	124 RAY RD, NEW HAVEN, CT 06515-2324
Document Number	9617-207
Book / Page	9617 / 207
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$56.35
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	96170210
Date	Aug 31, 2017
Instrument	09617/0210

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 31, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.63%
Max Rate At Change	90.1%
Max Rate	2.25%

Tax Assessment & Valuation

Source: New Haven City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	New Haven City
Unified School District	New Haven School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,774.00 (+1.44%)	$194,530 (-) Land $62,440 Building $132,090	$448,016 (+229.01%)
2025	$7,664.00	$194,530 (-) Land $62,440 Building $132,090	$136,171 Land $43,708 Building $92,463
2024	$7,664.00 (+5.9%)
2023	$7,237.00 (-6.41%)	$194,530 (-) Land $62,440 Building $132,090
2022	$7,733.00	$194,530 Land $62,440 Building $132,090

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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