114 Ray Rd, New Haven, CT 06515 Property Records

New Haven City property record for 114 Ray Rd, New Haven, CT 06515

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,605 sqft · built 1939
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$245,500 (Jun 2011)
Tax Bill	$7,530 (2026)
Deeds & Mortgages	Apr 2023 Mortgage Oct 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`415 1251 00800`

Property Details

APN / Parcel Number

Primary APN	`415 1251 00800`
Alternative APN	`NHVN M:415 B:1251 L:00800`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,605 sqft Living Area
Gross Area	3,132 sqft
1st Floor Area	740 sqft
Basement Area	740 sqft
Unfinished Basement	740 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	415 1251 00800
Street Address	114 RAY RD
City	NEW HAVEN
State	CT
Zip	06515-2324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Block	1251
Legal Lot Number	800
Jurisdiction	NEW HAVEN CT
Township / Civil Division	NEW HAVEN
Census Block Group	1
Census Block	1004
Census Tract	141100

Owner

Source: New Haven City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	114 RAY RD, NEW HAVEN, CT 06515-2324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) PENNYMAC LOAN SERVICES LLC
Oct 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2011 · Amount on Record
Deed Sale	Jun 3, 2011 · Amount on Record
Prior Sale	Jun 17, 1991 · Amount on Record
Deed Book / Page	8696 / 35
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HAVEN CT
Property Address	114 RAY RD, NEW HAVEN, CT 06515-2324
Transaction Type	Mortgage
Record Updated	Apr 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010523-300
Date	Apr 13, 2023
Book Page	10523/300
Instrument	2023-02835

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2043

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HAVEN CT
Property Address	114 RAY RD, NEW HAVEN, CT 06515-2324
Transaction Type	Mortgage
Record Updated	Nov 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10269-65
Date	Oct 26, 2021
Book Page	10269/65
Instrument	2021-11162

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2041

Tax Assessment & Valuation

Source: New Haven City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	New Haven City
Unified School District	New Haven School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,530.00 (+1.41%)	$188,440 (-) Land $63,210 Building $125,230	$437,429 (+231.62%)
2025	$7,425.00	$188,440 (-) Land $63,210 Building $125,230	$131,908 Land $44,247 Building $87,661
2024	$7,425.00 (+5.92%)
2023	$7,010.00 (-6.41%)	$188,440 (-) Land $63,210 Building $125,230
2022	$7,490.00	$188,440 Land $63,210 Building $125,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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