124 Raven Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 124 Raven Rd, Beech Mountain, NC 28604

Property Summary

Property TypeSingle Family Home
Details2 bd · 3.5 ba · 1,987 sqft · built 1994
Lot Size0.32 acres (13,939 sqft)
Owner2 Company Names on File
Last Sale$250,000 (Aug 2016)
Tax Bill$1,534 (2025)
Deeds & MortgagesApr 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN1940-74-6318-000

Property Details

APN / Parcel Number

Primary APN1940-74-6318-000
Alternative APNs
  • 1763961
  • 1862143

Interior

Bedrooms2 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,987 sqft Living Area
1st Floor Area1,281 sqft
Basement Area706 sqft
Finished Basement706 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area13,939 sqft (0.32 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces
Patio Area554 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
Water SourceCommercial

Location & Zoning

Account Number1862143
Street Address124 RAVEN RD
CityBEECH MOUNTAIN
StateNC
Zip28604-8171
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBMR2
Legal DescriptionTHE CLIFFS 110
Legal SubdivisionTHE CLIFFS
JurisdictionWATAUGA NC
Township / Civil DivisionLAUREL CREEK
Census Block Group1
Census Block1049
Census Tract921000

Owner

Source: Watauga County assessment roll, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address6967 TOLAND DR, MELBOURNE, FL 32940-5926
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 16, 2016 · Amount on Record
Deed SaleAug 16, 2016 · Amount on Record
Deed Book / Page1874 / 269
Last Transfer DateAug 14, 2024
Transfer Doc0023970351
Record UpdatedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address124 RAVEN RD, BEECH MOUNTAIN, NC 28604-8171
Transaction TypeMortgage
Record UpdatedMay 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0022680718
DateApr 20, 2022
Book Page2268/718
Instrument719300
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBeech Mountain Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,534.00 (-61.12%)$404,400 (+1.89%) Land $20,400 Building $384,000
2024$3,945.00$396,900 Land $20,400 Building $376,500
2023$396,900 Land $20,400 Building $376,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims5 (2011–2020)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BEECH MOUNTAIN
serves 2,468 people · EPA ID NC0195104
Water SourceSurface water
Last State InspectionSep 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Loretto Telephone Company
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile USA
Fixed Wireless
100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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