Pender County property record for 124 Palm Cottage Dr, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,241 sqft · built 2005 |
| Lot Size | 0.489 acres (21,344 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $375,000 (Jun 2021) |
| Tax Bill | $2,867 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage May 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 3281-98-2190-0000 |
| Primary APN | 3281-98-2190-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,241 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 21,344 sqft (0.489 acres) |
| Pool Area | 600 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 105 sqft |
| Patio Area | 550 sqft |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Account Number | 000041421 |
|---|---|
| Old Parcel Number | 3281 98 2190 0000 |
| Street Address | 124 PALM COTTAGE DR |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-3670 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20C |
| Legal Description | L41,PB 39/139 COTTAGES AT ISLAND PALMS |
| Legal Subdivision | COTTAGES AT ISLAND PALMS |
| Legal Lot Number | 41 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 920202 |
Source: Pender County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 124 PALM COTTAGE DR, HAMPSTEAD, NC 28443-3670 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 28, 2021 | Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK HOME LOANS LLC |
| May 16, 2018 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 2021 · Amount on Record |
| Deed Sale | Jun 28, 2021 · Amount on Record |
| Prior Sale | Mar 22, 2013 · Amount on Record |
| Deed Document Number | 0027774756 |
| Deed Book / Page | 2777 / 4756 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Jun 28, 2021 |
| Property Address | 124 PALM COTTAGE DR, HAMPSTEAD, NC 28443-3670 |
| Document Number | 0047562777 |
| Book / Page | 4756 / 2777 |
| Map Reference | MB 39 PG 139 |
| Instrument Date | Jun 14, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $750.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 230 HIGH TIDE DR, WILMINGTON, NC 28411-6816 |
| Name | Verified Name |
|---|---|
| Address | 135 METCALF AVE, JAMESTOWN, NY 14701-2625 |
| Document Number | 0047562779 |
|---|---|
| Date | Jun 28, 2021 |
| Instrument | 4756/2779 |
| Name | ANGEL OAK HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 124 PALM COTTAGE DR, HAMPSTEAD, NC 28443-3670 |
| Document Number | 0046651615 |
| Instrument Date | May 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2018 |
| Title Company | DATA SEARCH INC |
| Name | Verified Name |
|---|---|
| Address | 124 PALM COTTAGE DR HAMPSTEAD NC 284433670, HAMPSTEAD, NC 28443-3670 |
| Document Number | 0046651615 |
|---|---|
| Date | May 25, 2018 |
| Book Page | 004665/001615 |
| Instrument | 20037122 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Pender County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,867.00 (+15.84%) | $556,878 (+96.03%) Land $59,483 Building $497,395 | $556,878 (+96.03%) Land $59,483 Building $497,395 |
| 2023 | $284,084 (-) Land $55,660 Building $228,424 | $284,084 (-) Land $55,660 Building $228,424 | |
| 2022 | $2,475.00 | $284,084 Land $55,660 Building $228,424 | $284,084 Land $55,660 Building $228,424 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 259 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 259 in force |
| Nearby Flood Claims | 69 (1988–2026) |
| Claims Outside the SFHA | 24 of 69 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
5G (outdoors only) and 4G LTE
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